What better way to provide you with financial peace of mind when the market is crashing than an indexed universal life insurance policy? Every stock market melt down is a great example of why indexed universal life insurance is such a fantastic tool for building and protecting wealth, all wrapped up in a tax favored […] Read more
Life Insurance
In this article, we’ll be exploring dividend paying whole life insurance, a valuable tool for wealth creation and legacy building offered by mutual insurance companies. These mutual companies pay dividends to policyholders, making them some of the best options in the insurance market. We will cover the complexities and advantages of these policies, focusing on […] Read more
The following is the complete transcript of our webinar titled College Saving and Funding with 529 Plans vs High Cash Value Life Insurance. We have incorporated back links into the transcript where appropriate so our readers can dig a little deeper into the concepts and ideas discussed here. Steven Gibbs: Thank you all for joining […] Read more
Traditional and Roth IRAs versus Life Insurance Which of these financial vehicles can really help you achieve future financial security? There are many ways to save and prepare for retirement. Because everyone’s goals, risk tolerance, and time frame can differ, though, there isn’t just one single strategy or financial vehicle that is best for all […] Read more
Buying Life Insurance for a Grandchild Although many people believe that life insurance should only be carried on a family’s income earner(s) or others who have financial dependents, there are some good reasons to consider having life insurance for grandchildren. The right type of life insurance policy for a grandchild can provide them with current […] Read more
Surprising comparisons, unexpected results! You likely already know that life insurance is often purchased to help survivors pay off debts and supplement lost income when an individual passes away. But what you might not realize is that this flexible financial vehicle can be used for so much more, including college savings, healthcare and long-term care […] Read more
People buy life insurance for a multitude of different reasons. These can include income replacement, debt payoff, business succession funding, and/or the payment of a funeral and other final expenses of the insured. Depending on how long it takes to receive a life insurance death benefit can be a primary factor in whether or not […] Read more
Finding the right tools to grow and protect your wealth – and those you love Making sure that you have the right financial tools in place can be somewhat tricky. While there are countless “gurus” on television, print, and social media who tout on about various options and opportunities, in many cases, what they’re advertising […] Read more
In this article, we’re going to discuss a strategy whereby someone can take advantage of overfunding their cash value life insurance policy for the purpose of then using this cash accumulation to grow and preserve wealth. During our discussion, we’ll focus on some of the pros and cons of overfunding life insurance, as well as […] Read more
At I&E, we know whole life insurance. And the thing is, not all whole life policies are the same. Just because you choose a top whole life insurance company does not mean you are getting the best whole life insurance. That is because the best whole life insurance policy is the one that is tailored […] Read more
