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I&E was created by a group of life insurance agents who, after spending years working for various larger nationwide insurance brokerages, realized that people really do appreciate being able to find affordable life insurance policies from the comfort of their very own home.

The problem was…

That as we became more and more experienced in helping folks find the insurance that they needed, we also began to realize that the “call center” atmosphere that we were working in was not conducive to providing the kind of service that would ensure the “best” results every time.

We also began…

To see a trend developing within the “online insurance industry” whereby certain advanced insurance products which were difficult to explain adequately in a timely manner were slowly being eliminated, so we could not offer them to our clients.

Not to mention…

That in some cases, where an individual may have a preexisting medical condition which could require additional underwriting steps to determine whether or not they would be eligible for coverage, we were encouraged to offer an “alternative” product which would “guarantee” their approval regardless of whether or not that product fully met our client’s needs.

Which led us…

Here at I&E to take it upon ourselves to create an online insurance brokerage that would offer a full spectrum of insurance products, including Cash Value Life Insurance, as well as Term Life Insurance Policies and Annuities, so that we wouldn’t have to limit ourselves in what we could offer our clients.

We also decided…

From the start that unlike some other insurance brokerages, here at I&E, we wouldn’t “shy” away from some of the more “challenging” life insurance applications from folks who may be suffering from various types of preexisting medical conditions, which could make qualifying for traditional coverage more difficult.

This is why…

We continue to spend the bulk of our time here at I&E focusing on creating quality relationships with many of the top life insurance companies so that whenever we have a new client contact us, we don’t have to worry about trying to “sell” him or her a life insurance policy, all we have to do is listen to what their needs are and provide them with a wide range of options for them to consider. This in turn lets them ultimately decide for themselves which product would “best” meet their needs.

You see…

Here at I&E, we believe that life insurance isn’t something that is “sold” to someone.  After all, if a person is inquiring about purchasing a life insurance policy, they already know they need it. All we need to do is “facilitate” their search in finding the best life insurance policy that they can qualify for and do our very best to help them qualify for the coverage that they truly need.

So…

If you’re someone who wants to experience the convenience of being able to shop for all types of life insurance from the convenience of your own home, but isn’t willing to sacrifice “quality” for this convenience, we would strongly encourage you to give us a call and give us an opportunity to earn your business.

So, what are you waiting for?  Give us a call today and see what we can do for you!

I&E’s mission is to offer comprehensive support and guidance for each step of your insurance journey by offering information and tools ranging from the simplest to the most complex strategies for protecting your human life value, wealth building, estate planning, asset protection and business planning.

Some of the best life insurance companies we work with:












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