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Denise Boisvert, Pro Client Guide, has 15 years of experience in the life industry.  She specializes in educating clients on strategic ways to leverage life insurance to provide family protection as well as maximize cash value accumulation to allow for self-funding opportunities and tax-free lifetime income streams. She is dedicated to matching top-rated carriers and products to client’s goals and objectives.  As an out-of-the-box thinker, she designs cases that are easily understood and easily executed by the client.

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is life insurance taxable

Life Insurance Taxation – The Definitive Guide [2022 Edition]

The number one danger to building wealth and creating a legacy is death and taxes. The good news is that permanent life insurance provides protection against both. In the following article, we do a deep dive into life insurance taxation to help you make a more informed decision about how you can best secure your […]

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irrevocable life insurance trust

ILIT – Life Insurance Trust [In-Depth Comprehensive Guide]

The Ultimate Financial Flexibility and Control Using Insurance Trusts or “Grantor Trusts”, to Reduce (or Eliminate) Asset Transfer Taxes and Decide What Happens with Your Savings, Property, and/or Business – Now and In the Future While you may have spent a great deal of your life thinking about offense (by saving, investing, and trying to […]

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best mutual whole life insurance companies

Best Mutual Whole Life Insurance Companies [2022 Review]

Finding financial strength and security in a crowded insurance marketplace While many people purchase life insurance for the death benefit that it provides, there are other features that can make these flexible financial vehicles enticing, too. For instance, with permanent dividend paying whole life insurance policies, there is a cash value where the funds are […]

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how much does life insurance payout

Life Insurance Payout [How Does It Work]

People buy life insurance for a multitude of different reasons. These can include income replacement, debt payoff, business succession funding, and/or the payment of a funeral and other final expenses of the insured. Depending on how long it takes to receive a life insurance death benefit can be a primary factor in whether or not […]

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inflation effect whole life dividends

Whole Life Insurance – How a High Inflation Environment Has Impacted Dividends Over Time

While many people purchase life insurance for the death benefit protection that it provides, there are numerous other reasons to include this financial vehicle in your portfolio. One of these is the tax-deferred savings that certain types of life insurance policies can offer. In some cases, for instance, growth of the cash value in a […]

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