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Denise Boisvert, Pro Client Guide, has 15 years of experience in the life industry.  She specializes in educating clients on strategic ways to leverage life insurance to provide family protection as well as maximize cash value accumulation to allow for self-funding opportunities and tax-free lifetime income streams. She is dedicated to matching top-rated carriers and products to client’s goals and objectives.  As an out-of-the-box thinker, she designs cases that are easily understood and easily executed by the client.

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Infinite Banking

What is the Infinite Banking Concept? [The Ultimate Guide]

Often people refer to the Infinite Banking Concept (IBC) as synonymous with dividend paying whole life insurance. While it is true that a whole life policy is key component and to be sure a powerful asset, it is not infinite banking in and of itself. Infinite Banking entails a broader strategy which, as a starting […]

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life insurance cash value

Cash Value Life Insurance (Early High Cash Value Growth vs Death Benefit)

The Many Benefits of Cash Value Life Insurance Generating tax-free cash flow with a proven and reliable asset Although life insurance is oftentimes purchased for the death benefit it provides, there are actually many ways that this flexible financial vehicle can be used – and no one has to die in order to receive monetary […]

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1035 Exchange Pros and Cons

1035 Exchange [Top 8 Pros and Cons]

Understanding 1035 Exchanges: How to “trade in” your life insurance, long-term care coverage, or annuity for a plan that better suits your needs Life insurance, long-term care coverage, and annuities can play a key role in your short- and long-term planning. These financial vehicles can help you to ensure that you and your loved ones […]

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529 plan vs cash value life insurance

College Saving and Funding with 529 Plans vs High Cash Value Life Insurance

The following is the complete transcript of our webinar titled College Saving and Funding with 529 Plans vs High Cash Value Life Insurance. We have incorporated back links into the transcript where appropriate so our readers can dig a little deeper into the concepts and ideas discussed here. Steven Gibbs:                    Thank you all for joining […]

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fixed indexed annuity

Fixed Indexed Annuities Pros and Cons [We Also Review Our Top Companies Right Now]

“Do fixed indexed annuities really offer the best of all worlds?” As you approach retirement, protection of principal typically becomes more important than vying for significant growth (which oftentimes entails taking on more risk with your money). But depending on your financial strategy, you may have to “tradeoff” the opportunity for higher growth in order […]

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