≡ Menu

Cash Value Life Insurance and Medicaid

We’ve been emphasizing a number of long term care insurance topics lately because this is an absolutely essential area for wealth preservation. We are committed to wealth building through life insurance strategies, and these two core values (wealth preservation and wealth building) converge at the vortex of cash value life insurance and Medicaid spend down […] Read More

filial responsibility states

If your parents are still living, this article should serve as a wake up call when it comes to your parent’s financial plans and your personal financial responsibility for your parents. Whether this does or does not concern you, it may have a major impact on someone you care about. The average cost of care […] Read More

pros and cons long-term care insurance

There are many long-term care insurance pros and cons to consider before you elect to purchase or forego coverage. We have done our best to put together a pros and cons list that addresses the main issues you need to ponder before making a decision. These issues are based on your unique circumstances, goals and […] Read More

long-term care insurance costs

At I&E, we are equally concerned with wealth preservation as we are with wealth creation. What is the point of spending your lifetime creating wealth only to see it evaporate due to long-term care costs. How Much Does Long-Term Care Insurance Cost? At I&E, we work with many of the best long-term care insurance companies […] Read More

What is long term care insurance

What is long-term care (LTC)? Essentially, it is the inability to care for oneself due to a chronic (long-term) medical condition. But what is Long Term Care insurance? That’s a good question, and this article will seek to answer that question and provide some insight into what may become an epidemic in America in the […] Read More

nationwide long term care

The long-term care insurance landscape has been undergoing a shift over the last few years. Amidst companies leaving the market altogether and the market consolidating, some companies have ventured into asset based LTC policies. Out of the carriers moving in this direction, Nationwide is one of the best long-term care life insurance companies. In the […] Read More

mutual-omaha-insurance company review

The long-term care insurance (LTCI) marketplace has been in a consolidation period over the last few years. What once saw many companies offering LTCI, there are now just a handful of providers. Among them, Mutual of Omaha (MOO) is one of the best long-term care insurance companies available. In the following Mutual of Omaha long-term […] Read More

genworth long term care review

A key ingredient in any plan focused on wealth building and legacy creation is estate preservation. And one of the best methods of estate preservation is long-term care planning. Genworth Financial is one of a few pure long-term care insurance plays in the market. In the following Genworth long-term care insurance review, we will examine […] Read More

Unscrewed: Retirement Secrets Wall Street Prays You Never Learn is a short book with a good amount of insight. The book is written by Barry H. Harrin, with contirbutor Raymond Leeper. Harrin and Leeper definitely push Indexed Universal Life, and they  focuses on working with experienced agents. Both happen to be an experienced agents, and […] Read More

Long Term Care Partnershp

Long term care costs are arguably the most critical risk to you, your loved ones and your estate. Yet many people aren’t aware of the asset protection benefits that are made available by the federal government to the states through long term care partnership programs. In an nutshell, the Federal Deficit Reduction Act provides asset […] Read More