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Customer Reviews

Customer Reviews

Review of Penn Mutual Life Insurance

Penn Mutual is an excellent company and makes up the elite class of the best life insurance companies for wealth building and legacy creating.  But, is it going to be the “right” insurance company for you? That’s the real question! And one that we hope you’ll be better able to answer for yourself after reading I&E’s […] Read more

life insurance premium financing

Like most financial topics, premium financing life insurance lends itself to a variety of opinions, perhaps resulting from salesmanship or misinformation. After all, huge life insurance deals may depend upon whether folks think this is a good or terrible idea. If you’ve heard anything about this topic by the time you’ve arrived on this page, […] Read more

whole life insurance rates by age

We often get the question “How much does whole life insurance cost,” so we put together the following whole life insurance rates by age chart below. But before you dive into the numbers it is important that we clarify a few major points in advance on how you can get the most cost effective whole […] Read more

Estate Planning

estate planning protection

We’ve all heard the expression, “Failing to Plan is Planning to Fail” and naturally this applies to your estate planning. But what is estate planning and what does it mean to have an estate plan? What is Estate Planning? Defining what an “estate” is will be the best place to start when focusing on what […] Read more

long term care rider

In the following article we will break down the differences between a Long Term Care Rider vs Chronic Illness Rider. The differences are subtle, yet important to understand so you can formulate the right plan for you from among the best long-term care insurance companies. We will also address the common objections we get regarding […] Read more

Infinite Banking pros and cons

In our continuing series on the infinite banking concept® we wanted to lay out a framework of how banking with life insurance actually works. If you are already convinced that using life insurance as your own personal bank is the way to go, then why not give us a call today for a complimentary strategy […] Read more

highest rated insurance companies

There are four ratings agencies you need to be aware of when you are evaluating different insurance companies overall financial health. Understanding the life insurance company ratings will help you make the tough decision on which one of the best life insurance companies available is going to be the right fit for you. The ability […] Read more

indexed universal life insurance

The fastest growing life insurance segment continues to be Indexed Universal Life (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and goals. In the following article, we will help shed some light on which companies offer the best IULs, what are […] Read more

Best Whole Life Insurance Policies

Update: Not much has changed for 2019. We will continue to monitor the marketplace and update our top 10 dividend paying whole life insurance companies list when necessary. The best whole life insurance is participating whole life, where the insurance company pays a dividend to participating policyholders. In fact, dividend paying whole life insurance is […] Read more

Indexed Universal Life pros and cons

In this article we will discuss the pros and cons Indexed Universal Life (IUL), focusing on the benefits and drawbacks of an insurance product that seems to polarize those in both the insurance and financial industry. For years Whole Life agents have engaged in mudslinging at this product from every direction possible, and with incredible […] Read more