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Customer Reviews

Customer Reviews

overfunded whole life insurance

In this article, we’re going to discuss a strategy whereby someone can take advantage of overfunding their cash value whole life insurance policy for the purpose of then using this cash accumulation to accumulate and preserve wealth. During our discussion, we’ll focus on some of the pros and cons of overfunding life insurance, as well […] Read more

Top 10 Best Infinite Banking Companies

Here at I&E, we’ll often get calls from folks who are already committed to the idea of implementing the Infinite Banking Concept® (IBC) in their life, but they’re just not sure how to go about getting it done. In most cases… The problem lies in the fact that most haven’t met the “right” insurance expert […] Read more

Limited Pay Whole Life Insurance

When it comes time to shop for a Limited Pay Whole Life Insurance Policy, what you’re generally going to find is that many of the best whole life insurance companies will offer some type of limited pay whole life insurance option which will allow you to fund a permanent cash value policy in a limited […] Read more

whole life insurance rates by age

We often get the question “How much does whole life insurance cost,” so we put together the following whole life insurance rates by age charts below. We have whole life insurance charts that give examples of whole life insurance quotes by age below. But these charts only tell half the story. The true cost of […] Read more

highest rated insurance companies

There are four ratings agencies you need to be aware of when you are evaluating different insurance companies overall financial health. Understanding the life insurance company ratings will help you make the tough decision on which one of the best life insurance companies available is going to be the right fit for you. The ability […] Read more

Best Whole Life Insurance Policies

When it comes to the best whole life insurance, participating whole life, where the insurance company pays a dividend to participating policyholders, is certainly the best policy available in the marketplace. In addition, dividend paying whole life insurance is a great vehicle for creating wealth and leaving a legacy. Don’t believe it? Well, stick around […] Read more

life insurance retirement plan

The life insurance retirement plan, AKA LIRP, is a powerful financial tool that has many pros and is has been used by millions of Americans to secure and protect their way of living throughout their lifetime and beyond. In the highly competitive financial services sector you will hear advice for 100 different products and strategies, […] Read more

Infinite Banking Concept Pros and Cons

In the following article we will cover the pros and cons of the infinite banking concept®. While there are many pros to infinite banking, there are some cons that also need should be considered. And while we are advocates of this concept, it is not for everyone or every situation. At Insurance and Estates we […] Read more

Review of Penn Mutual Life Insurance

Penn Mutual is an excellent company and makes up the elite class of the best life insurance companies for wealth building and legacy creating.  But, is it going to be the “right” insurance company for you? That’s the real question! And one that we hope you’ll be better able to answer for yourself after reading I&E’s […] Read more

is 401k worth it

Having already wrote a comprehensive article on 401k withdrawals rules, the focus in the following article will be on 401k pros and cons, including the history of the plan and why it is that virtually all working class Americans are participants. The primary theme throughout this article is to help answer the question of whether […] Read more