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guaranteed insurability option

The Guaranteed Insurability Option Rider, AKA the Guaranteed Purchase Option Rider, AKA Guaranteed Insurability Rider is an excellent addition when considering life insurance for children or young adults. In the following article on the GIO Rider, we will unpack what it is, who should get it and how much it will cost to add to […] Read More

different types of trusts

One of our primary focuses at I&E is wealth building. But what is the point of building wealth if you do not take the necessary steps to protect your wealth. One such way is by proper estate planning, such as the use of one of the trusts mentioned below. Revocable vs Irrevocable Trusts Trusts come […] Read More

Financial Freedom

“Discipline equals freedom” – Jocko Willink At I&E, we want you to be financially free. However, without financial discipline, there is no financial freedom. The following article touches upon some of our philosophy of money and highlights important steps you can take towards financial discipline on the path to financial freedom. The simple fact is […] Read More

In the following article on compound interest growth and the different compound interest accounts available we are going to take a different approach than you will find anywhere else. In fact, if you are short on time, please jump to our section that talks about how using the best compound interest account that grows without […] Read More

John-Hancock-life insurance review

John Hancock is certainly one of the best life insurance companies in the U.S. and continues to lead the way in innovation with the John Hancock Vitality Program. In this John Hancock review we will take a closer look at the various life insurance policies offered, as well as the Company’s history, financials and ratings. […] Read More

different types of insurance policies

Getting your proverbial “financial house” in order requires an investment into many different areas of your life, such as an investment in knowledge, experience, and other internal/external areas. It also includes an investment into different types of insurance policies that provide safety and security to your existing lifestyle, today and beyond. In the following article […] Read More

s corporation vs c corporation

Starting a new business can be an exciting, albeit stressful, time.  As a potential new business-owner, you have many crucial decisions to make, not the least of which is picking the right business structure, particularly if you plan on using your life insurance as your own bank.  S-Corp vs. C-Corp, or perhaps an LLC?  Or […] Read More

tax implications of selling life insurance policy for cash

Rather than surrender your life insurance policy for the cash surrender value, there is a market available that allows you to sell your life insurance policy for cash, for potentially greater amounts of money than had you chosen to surrender the policy to the life insurance company. In the following article, we will briefly touch […] Read More

rich vs poor education

The main point of this article is to shine some light on what the elites teach their children juxtaposed with what the working class and poor are taught, i.e rich vs poor education. Any wealth building blueprint is only as good as the person implementing it. Although a certain degree of hand holding is expected, […] Read More

return of premium term life insurance

Return of Premium Life Insurance, aka ROP insurance, aka ROP rider, has its place in the life insurance marketplace. In the following article we will discuss the pros and cons of return of premium life insurance, who should buy ROP insurance and why. Return of Premium Term Life Insurance In a previous article we extolled […] Read More