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Customer Reviews

Customer Reviews

annuity life insurance

Most people are pretty familiar with the basic idea behind life insurance.  Basically what happens is, that in the unfortunate event of your untimely death, the policy pays out a death benefit to your named beneficiary or estate—replacing income and providing guaranteed liquidity. And while… The cash value provided by whole life and other permanent […] Read more

annuity pros and cons

There’s no “right” way to invest or save for retirement.  Like so many things in life, the best approach for one person might not work for another. Annuities fit perfectly into this pattern.  A blanket conclusion that annuities are or are not a good investment ignores the fact that every investor is different. And so, […] Read more

settlement options life insurance

We tend to think of settlement of a life insurance policy as when the insurance company pays out the policy’s death benefit upon the insured’s death.  And that’s right as far as it goes.  But that’s not the only way a life insurance policy can be “settled”. Which is why… We wanted to take a […] Read more

cost long term care

At I&E, we are equally concerned with wealth preservation as we are with wealth creation. After all, what is the point of spending your lifetime creating wealth only to see it evaporate due to long-term care costs. And with rising health insurance rates and the limitations of medicaid, we believe it is important for many […] Read more

charitable planning with life insurance

It’s tempting to think of charitable donations and bequests to heirs as a zero-sum, either/or proposition.  There’s a finite amount of wealth to be distributed, and every dollar that goes one place can’t also go somewhere else. Now, to a certain extent, that’s an unavoidable constraint.  However, when you bring life insurance into the mix, […] Read more

is life insurance part of an estate after death

Deciding how to structure life insurance can be one of the most important choices you make in your estate plan.  Along with providing for your loved ones, a well-planned life insurance policy can help you avoid probate, reduce taxes, and protect key assets. And, because life insurance has a significant impact on how your estate […] Read more

infinite banking reviews

Infinite Banking has been happening for more than a century, but the term itself was popularized by Nelson Nash in his influential book “Becoming Your Own Banker®.” The short book (around 90 pages) was published in 2000 after Nelson Nash had been practicing the process for around 20 years. In this article, we have attempted […] Read more

life insurance for business owners

Life insurance is an important financial asset for many, or even most, people.  For business owners, though, the need is particularly acute. When you own a business, you don’t just have to worry about protecting your family’s financial well-being in the event of your untimely death (though, of course, that is still very important).  You […] Read more

how are annuities taxed

Most discussions of annuities focus on the security and predictability they offer as a retirement-planning tool.  And for good reason. Guaranteed growth, minimal risk, and a consistent income stream for life are big advantages for retirees. But favorable tax treatment, though perhaps not as immediately attention-grabbing, may be just as important. With a little strategic […] Read more

Top Annuity Companies

The following list represents our current picks for the top 10 best annuity companies of 2019. These companies represent the annuities that we believe are the best in class. 2019 Best Annuity Companies Please click on a company name to find out more about each individual carrier and the products offered. If you have any […] Read more