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Customer Reviews

Review of Becoming Your Own Banker: Unlock The Infinite Banking Concept by R. Nelson Nash “For I know the plans I have for you” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11  Over the past decade, there has certainly been a […] Read More

Best Whole Life Insurance

Update: Not much has changed for 2019. We will continue to monitor the marketplace and update our top 10 dividend paying whole life insurance companies list when necessary. The best whole life insurance is participating whole life, where the insurance company pays a dividend to participating policyholders. In fact, dividend paying whole life insurance is […] Read More

term vs permanent life insurance

Term Vs Permanent Insurance The question whether you should purchase permanent life insurance (including whole life, universal life, variable universal life, and indexed universal life) or term life insurance has been debated for a very long time. The entire whole life vs term life debate can be very polarizing. While both sides of the debate […] Read More

can you get a life insurance policy on someone without them knowing

We tend to think of life insurance in terms of protecting other people who rely on us financially. You might already have a policy to protect your family if anything happens to you. But, while this is a tremendously important purpose of life insurance, it is not the only purpose. In some instances, you need […] Read More

Best whole life insurance

The best whole life insurance policy is going to be the one that does the job you need it to do. There are two ways to approach whole life insurance policy design. The most obvious is to solve for the death benefit. If your human life value is $1,000,000, then you require a million dollar […] Read More

best long term care insurance companies

Nowadays, with growing health care costs on just about everyone’s mind, many folks are also choosing to take a look at their “risk” of one day needing to receive long term medical care, which may or may not be covered by their existing insurance policies that they already have in place. This is why… We […] Read More

inflation purchasing power

INFLATION, INSURANCE, AND THE ILLUSION OF NOMINAL DOLLARS By, Frank A. Jurs II (@OccupyWisdom) Most people, professional and laypeople, believe that the term “inflation” means the rising cost associated with goods and services. While the rising cost of goods and services are a byproduct of inflation, it’s not inflation in and of itself. Inflation is […] Read More

debt bubble

History shows that when it comes to asset market gyrations, the pendulum rarely swings to the middle. When times are good, and money is easy, markets are prone to rise to over-inflated levels, forming bubbles that eventually burst and leave hordes of investors ruing the day they bought into them. But while past bubbles have […] Read More

whole life insurance as an investment

Whole life insurance is a bad investment because whole life insurance is not an investment at all. Rather, whole life insurance is a insurance policy with a savings account and a death benefit. The following article is intended to put to rest the misleading idea that whole life insurance is a good or bad investment […] Read More

Infinite Banking Explained

One thing that we’ve found here at I&E is that because “life insurance” isn’t really something that most folks talk about, most individuals end up purchasing either the first “type” of life insurance that is recommended to them (provided the price is right), or they end up purchasing the “kind” of life insurance that makes […] Read More