Comparing IRC 7702 plans to 401(k) and 529 plans Which of these vehicles – if any – belong in your financial plan? When it comes to retirement planning, many people are familiar with the more “traditional” avenues, like employer-sponsored 401(k) plans and Individual Retirement Accounts, or IRAs. But there are some additional options that a […] Read more
The following article is a transcript from a webinar on Using Life Insurance Policy Loans to Borrow from Life Insurance Companies. In this article, we linked to content that we believe would be helpful to further elucidate our points. We have also added additional content where we felt it would benefit our readers. For more […] Read more
The number one danger to building wealth and creating a legacy is death and taxes. The good news is that permanent life insurance provides protection against both. In the following article, we do a deep dive into life insurance taxation to help you make a more informed decision about how you can best secure your […] Read more
The following article is a direct transcript of our webinar Paid Up Additions for Whole Life Insurance. We have linked out to other articles when necessary to give our readers more information about a particular subject. Additionally, there are a few times where we have added additional content where we felt it would benefit the […] Read more
The following article we will help shed some light on which companies offer the best IULs, what are the many benefits indexed universal life provides, as well as list some of the potential pitfalls you should be aware of. About Indexed Universal Life Insurance We have already written a comprehensive review on indexed universal life […] Read more
The following is the full transcript of the webinar titled Do You Know Your Retirement Tax Bill? We have added additional links where we felt it would be helpful. If you have any questions pertaining to this topic, please feel free to leave a comment below. Get My Retirement Tax Bill Now! Steven Gibbs: I’m […] Read more
The following is the complete transcript of our webinar titled College Saving and Funding with 529 Plans vs High Cash Value Life Insurance. We have incorporated back links into the transcript where appropriate so our readers can dig a little deeper into the concepts and ideas discussed here. Steven Gibbs: Thank you all for joining […] Read more
Finding financial strength and security in a crowded insurance marketplace While many people purchase life insurance for the death benefit that it provides, there are other features that can make these flexible financial vehicles enticing, too. For instance, with permanent dividend paying whole life insurance policies, there is a cash value where the funds are […] Read more
How Business Owners Can Protect Their Assets Entrepreneurs and small business owners face a variety of financial threats, ranging from the liability risk that comes with interacting with the public to dangers like recession, or an accident that impairs their ability to operate their business. Aside from general risks such as an economic downturn or […] Read more
In this article we will cover the pros and cons of the infinite banking concept®. While there are many pros to infinite banking, there are some cons that you may also need to consider. And while we are advocates of this concept, it is not for everyone or every situation. At Insurance and Estates we […] Read more
