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Customer Reviews

infinite banking concept

Infinite banking has been practiced for over 100 years but the term “infinite banking concept” was coined by Nelson Nash in his book Becoming Your Own Banker. It is the strategy of using your life insurance as your bank, via dividend paying whole life insurance through a mutual insurance company. In the following article we […] Read more

Variable universal life vs indexed universal life

In the following article we will compare and contrast IUL insurance vs VUL insurance, highlighting the key similarities and differences between these different life insurance policies. Our goal is to help you discover what the best life insurance is for you, based on how your unique goals and objectives align with each of these insurance […] Read more

life insurance premium financing

In many ways, financial planning is the art of balancing competing interests. When investing, you balance the need to control risk against the potential for greater upside. In retirement planning, you harmonize the promise of a comfortable, worry-free retirement with the hope of handing down a substantial legacy to the next generation. And, when making […] Read more

is whole life insurance an asset

Spoiler alert: Yes, life insurance is an asset. In fact, life insurance can be an uncorrelated asset, particularly participating whole life insurance, providing a fantastic hedge against market risk. However, before we get too far ahead of ourselves, it is important that we first define what an asset is and then see how life insurance […] Read more

best life insurance policy for women

The following article is specifically about life insurance for women. According to LIMRA, life insurance ownership for women is at 56%, about 10% below the ownership for men. Further, total death benefit coverage falls short with women as well, as life insurance policies for women have 22% lower death benefits than men. To put this […] Read more

Review of Penn Mutual Life Insurance

Penn Mutual is an excellent company and makes up the elite class of the best life insurance companies for wealth building and legacy creating.  But, is it going to be the “right” insurance company for you? That’s the real question! And one that we hope you’ll be better able to answer for yourself after reading I&E’s […] Read more

infinite banking reviews

Infinite Banking has been happening for more than a century, but the term itself was popularized by Nelson Nash in his influential book “Becoming Your Own Banker®.” The short book (around 90 pages) was published in 2000 after Nelson Nash had been practicing the process for around 20 years. In this article, we have attempted […] Read more

life insurance premium financing

Like most financial topics, premium financing life insurance lends itself to a variety of opinions, perhaps resulting from salesmanship or misinformation. After all, huge life insurance deals may depend upon whether folks think this is a good or terrible idea. If you’ve heard anything about this topic by the time you’ve arrived on this page, […] Read more

survivorship life insurance

At I&E, we focus on combining both the benefits of a properly designed permanent life insurance policy with a properly designed estate plan. The benefit for you is a tailored asset protection plan, that builds wealth and leaves a legacy. One such tool to accomplish this goal is through the use of a second to […] Read more

paid up additional life insurance

If you happen to be looking for the best life insurance companies that offer the opportunity to build wealth and create a legacy you’ll want to be familiar with the Paid Up Additions rider (PUA or PUAR). This rider, also known as an enricher rider, or additional life insurance rider.  Paid up additions are exclusive […] Read more