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Customer Reviews

Recently, the DOW plunged again in the wake of an oil war and concerns about COVID-19.  This did more than raise a few eyebrows in the financial community and had the rest of the masses furiously racing back to monitor their portfolios. These incidents which tend to occur every few years are a reminder of […] Read more

best universal life insurance policy

When narrowing down the best universal life insurance companies into a top 10 list, it is important to focus on five key areas. Financial Strength Flexibility Policy Options Customer Service Non-Captive Company Financial Strength When it comes to rating life insurance companies for financial strength, there several options to choose from, including A.M. Best, Fitch […] Read more

top 10 life insurance companies

As a rule, we at I&E strive to provide the most accurate and objective insight on the web for all things related to life insurance and estate planning. A good starting point for this lofty goal is to decide who exactly are the best life insurance companies in the USA. This article will attempt to […] Read more

best whole life insurance companies

At I&E, we know whole life insurance. And the thing is, not all whole life policies are the same. Just because you choose a top whole life insurance company does not mean you are getting the best whole life insurance. That is because the best whole life insurance policy is the one that is tailored […] Read more

pros and cons of whole life insurance

Whole life insurance, specifically dividend paying whole life insurance, offered through a mutual insurance company, is a great tool for building a solid financial foundation. And with a solid financial foundation in place, it will free you up to make better use of your money, accumulating in a life that is outside of the typical […] Read more

bestow life insurance review

Bestow is a life insurance agency that offers coverage from one the the top life insurance companies in the U.S.  In the following review of Bestow, we will do a deep dive into the history of the agency, the insurance company behind the agency, and touch upon the pros and cons of getting life insurance […] Read more

Ladder Life insurance review

At I&E, we work with many of the top life insurance companies. So, while we don’t offer  Ladder Life’s one option, Fidelity Security Life Insurance Company, we do have many other excellent companies you can choose from. With that said, we offer the following comprehensive Ladder Life review as unbiased as possible, with the caveat […] Read more

Health IQ Review

Health IQ life insurance review

At I&E, we specialize in convertible term life and cash value life insurance, so we are not necessarily a direct competitor to Health IQ. And we are not privy to the rate discounts based on your health IQ. However, we both offer policies from the top life insurance companies, so we offer this notice for […] Read more

policygenius life insurance review

Thanks for checking out our PolicyGenius review. Full disclosure, we at I&E are a direct competitor to PolicyGenius, representing many of the same best life insurance companies. With that in mind, we did our best to present the following information about PolicyGenius as unbiased as possible. Table of Contents: What is Policygenius? What Services Does […] Read more

Haven Life Review

review of haven life insurance

At I&E, we represent many of the top no exam life insurance companies in the U.S. That includes both term and whole life insurance policies. We say this at the outset of this Haven Life Review because we need to be upfront and offer a disclaimer here that we are a competitor of Haven Life. […] Read more