Chief Strategic Partnerships Officer
Steve Gibbs, JD, AEP®
Steven Gibbs is the CSPO, Co-Owner and Co-Founder of Insurance and Estate Strategies LLC (I&E), having recently pivoted after serving as CEO since 2018, to focus on building external strategic partnerships, and serving as a coach and mentor for our growing community of partners, clients and experts.
Experience
15+ years
Licenses
- State Bar admission in CA and FL
- Licensed Life & Annuity Producer in all 50 states + DC
Credentials & Achievements
- AEP® Certification for Multi-Disciplinary Estate Planning Expertise, 2024
- Penn Mutual's Century Club Award, 2021
- State Bar Admission in CA and FL
- Licensed Life & Annuity Producer in all 50 States and DC Since 2017
- Author of Several Books and Contributor to National Publications such as ThinkAdvisor
- NBI Presenter and Contributor
About Steve
Background
During his early years, Steve’s involvements unfolded to include small business startups, real estate development, trust and estate planning law, and asset protection. Notably, in 2008, Steve launched a FL trusts and estates law practice which he operated until 2023.
He has earned legal licenses and earned various accreditations in CA, FL and MN Steve’s legal practice over 15 years connected him with thousands of people and landed him in countless meetings with both wealthy and average people alike. These experiences acclimated Steve to a full gamut of estate planning, asset protection, real estate, small business, wealth transfer and a myriad of other concerns.
In 2018, Steve and an attorney-colleague set out to revolutionize the permanent life insurance sector, co-founding I&E with a singular mission to create the top platform on the web promoting cash value life insurance and other permanent products in powerful ways. Out of the gate, Steve became a top producing agent and Penn Mutual recognized him as among their top rising stars in 2021, having earned the prestigious Century Club award. Since that time, I&E has attracted some of the top experts in the industry, allowing Steve to segue into his current coaching and training role.
Philosophy and Approach
Steve’s knowledge base brings together multiple unique disciplines, drawing from both his legal experience and his “hands on” involvements in various business sectors such as real estate development, business startups and exit strategies.
Steve believes that most “enterprising” people operate with the offense calling all the plays defense lingering in the background, if even on the field. He also sees that modern estate planning is in trouble because it leaves many critical questions unanswered.
So he prioritizes:
- Helping clients understand the need for a well thought out defensive plan
- Addressing preventative gaps that almost all typical experts miss or ignore completely
- Partnering with the best companies offering both protection and leverage
- Promoting communication, legacy and charitable goals for families
- Encouraging true wealth building approach that avoid unwarranted risks
Current Focus
Steve’s passion is bringing his unique depth of experience to coaching families in legacy preservation and wealth transfer concerns that often extend way beyond the documents. Steve was recently recognized for his contributions and 15+ years of experience and awarded the AEP® Certification *.
* The AEP® designation is a graduate-level specialization designed to recognize educated, knowledgeable, experienced, and ethical professionals within the multi-disciplinary profession of estate planning. This designation embodies the ever-important values of NAEPC and the estate planning councils from across the country; collaboration; education; and the cultivation of multi-disciplinary relationships.
Books, Media & Publications
ThinkAdvisor
Contributor to national publications
What Clients Say
“When I heard about Being your own bank, Infinite Banking and the other terms used for this service I was intrigued. I watched Steve’s videos, did some research and was really excited to learn more. I’m so glad I did! This is one of the most important and useful tools we have to secure our money, leverage it and gain independence from the traditional banks, lenders and accounts.”
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Steve's Recent Articles
Preparing Heirs: Why Formation Matters More Than Financial Literacy
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How to Keep Family Land in the Family: The 8 Threats and the Plan That Actually Works
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The 401k Is Not an Investment. It Is Price Support.
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The Family Bank: What Most Generational Wealth Strategies Are Missing
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Whole Life Insurance for Retirement: How to Create Tax-Free Income for Life
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The Asset Class Nobody Told You About (And Why Banks Hold $205 Billion of It)
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Cash Value Life Insurance: How It Works, How It Grows, and How to Access It
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Infinite Banking Concept: How It Works and Why It Changes Everything
ReadReady to talk it through with Steve?
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