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Life Insurance

If you are looking to buy 10 year term life insurance than chances are you are concerned about getting the most affordable coverage available, from a highly rated company. Finding the best term life insurance rates is not always as easy as doing a google search and clicking on the first option available. That is […] Read more

In the following article we shed some light on the differences between stock companies vs mutual insurance companies. Just know that the best whole life insurance company for you will depend on the design of the life insurance policy you are considering, as well as the underwriting criteria of the carrier. You see, when selecting […] Read more

In a world where price is often “king”, it’s easy to understand why Whole Life Insurance is often viewed as a total “rip off” or even a “scam”. After all… When comparing whole life insurance vs term life, whole life can cost anywhere from 5 to 10 times more than a term life policy with […] Read more

What better way to provide you with financial peace of mind when the market is crashing than an IUL policy? The current stock market melt down is a great example of why indexed universal life insurance is such a fantastic tool for building and maintaining wealth, all wrapped up in a tax favored vehicle. If […] Read more

Sagicor has taken great strides over the last decade to make a name for itself. The company has not only worked on increasing its financial strength, but also revolutionizing its product line, offering some of the most competitive term life, universal life and annuities in the marketplace. Add in Sagicor’s accelerated underwriting process, which allows […] Read more

Overfunded Life Insurance Pros and Cons

In this article, we’re going to discuss a strategy whereby someone can take advantage of overfunding their cash value whole life insurance policy for the purpose of then using this cash accumulation to accumulate and preserve wealth. During our discussion, we’ll focus on some of the pros and cons of overfunding life insurance, as well […] Read more

MassMutual is consistently one of the best whole life insurance companies in the US. In the following review of MassMutual, we will address the pros and cons of the company, including its history, ratings, strengths, policies, and benefits. Review of MassMutual Life Insurance Although this review is primarily focused on MassMutual Whole Life Insurance, when […] Read more

When it comes time to shop for a Limited Pay Whole Life Insurance Policy, what you’re generally going to find is that many of the best whole life insurance companies will offer some type of limited pay whole life insurance option which will allow you to fund a permanent cash value policy in a limited […] Read more

There are four ratings agencies you need to be aware of when you are evaluating different insurance companies overall financial health. Understanding the life insurance company ratings will help you make the tough decision on which one of the many life insurance companies available is going to be the right fit for you. The ability […] Read more

Unlike the majority of the articles that are about using whole life insurance in retirement, we are actually going to give you some reasons why whole life is a good choice for people who are not among the 1%. You see, whole life provides certain benefits, such as a tax favored status, that makes it […] Read more