Writings by Steven Gibbs
Browse our articles on life insurance
The Complete Guide to Pour-Over Wills: A Safety Net for Your Estate Plan
What Is a Pour-Over Will? A pour-over will is a type of estate planning tool that involves both an existing…Whole Life Insurance Cash Value Chart [3 Great Examples]
The following article examines three different whole life cash value charts to understand how different policy designs affect the outcome…
Infinite Banking: Create Your Financial Legacy
Infinite Banking Legacy Creation Welcome to our comprehensive guide on Infinite Banking for legacy creation. This powerful financial strategy puts…How to Avoid Probate [And Why You Should]
In this guide, we'll explore what probate is, why it's often best avoided, and the most effective strategies to bypass…
Paid Up Additions Explained: How PUA Riders Work in Whole Life Insurance
TL;DR - What Are Paid Up Additions? Paid Up Additions (PUAs) are optional premium payments that purchase additional whole life…
The Many Benefits of Cash Value Life Insurance: Your Path to Tax-Free Retirement
Generating tax-free cash flow with a proven and reliable asset Although life insurance is oftentimes purchased for the death benefit…
Suze Orman’s ‘Buy Term Invest the Difference’: Why Her Strategy Fails Math Reality (2025 Analysis)
๐ TL;DR: The Suze Orman Reality Check Suze Orman's evolution from selling whole life insurance to condemning it raises questions…
Maximizing Tax Benefits Through Strategic Charitable Trust Planning
Introduction: The Dual Benefits of Charitable Giving Giving to charity is proper stewardship and is no doubt good for the…Buy Sell Agreement for Business Continuity Planning [10 Essential Insights]
Congratulations, after years of hard work, you've created aย successful business. ย Achieving consistent business revenue and accruing business assets often means…Business Planning: Strategies Using Life Insurance for Business Continuity
What Is Business Planning? At insuranceandestates.com, we define business planning as the important component of estate planning focused specifically on…
