≡ Menu

Customer Reviews

Insurance&Estates

Recently, the DOW plunged again in the wake of an oil war and concerns about COVID-19.  This did more than raise a few eyebrows in the financial community and had the rest of the masses furiously racing back to monitor their portfolios. These incidents which tend to occur every few years are a reminder of […] Read more

When narrowing down the best universal life insurance companies into a top 10 list, it is important to focus on five key areas. Financial Strength Flexibility Policy Options Customer Service Non-Captive Company Financial Strength When it comes to rating life insurance companies for financial strength, there several options to choose from, including A.M. Best, Fitch […] Read more

As a rule, we at I&E strive to provide the most accurate and objective insight on the web for all things related to life insurance and estate planning. A good starting point for this lofty goal is to decide who exactly are the best life insurance companies in the USA. This article will attempt to […] Read more

Here at I&E, we’re often asked… “What is the BEST life insurance for seniors?” And while this… May seem like an easy question to answer, the truth is, if you’re looking for an straightforward answer, knowing what the BEST life insurance for a senior is, is really going to depend on a wide variety of […] Read more

Here at I&E, we ask the question, “What if you use can cash value life insurance for something more powerful than only death insurance?” What if you could fund a permanent cash value life insurance policy that would further multiple financial and risk management goals, such as building a retirement plan, covering disability insurance, providing […] Read more

When it comes to the top whole life insurance companies, participating whole life from mutual insurance companies, where the insurance company pays a dividend to participating policyholders, are the best whole life insurance companies available in the marketplace. Additionally, a properly designed dividend paying whole life insurance policy is a great vehicle for creating wealth […] Read more

Spoiler alert: Yes, cash value life insurance is an asset. In fact, life insurance can be an uncorrelated asset, particularly participating whole life insurance, providing a fantastic hedge against market risk. However, before we get too far ahead of ourselves, it is important that we first define what an asset is and then see how […] Read more

The Infinite Banking Concept® – in Plain Language The concept of infinite banking is about strategically using participating whole life insurance from a mutual insurance company as a personal banking system. The simple idea is that whole life insurance from a mutual insurance company can be used in such a way so as to create a […] Read more

Asset protection is NOT just for business owners. It reaches into all aspects of wealth preservation and estate planning. However, you might say that business owners are on the front lines of this battle because the act of offering services to the general public can be a risky proposition. So, this article will focus on […] Read more

In a world where price is often “king”, it’s easy to understand why Whole Life Insurance is often viewed as a total “rip off” or even a “scam”. After all… When comparing whole life insurance vs term life, whole life can cost anywhere from 5 to 10 times more than a term life policy with […] Read more