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If you do a simple search like “Bitcoin and Life Insurance” a flurry of articles with numerous concerns pop up.  Topics of interest concern things like, whether life insurers are poised to begin accepting bitcoin OR the involvement of major life insurers in either purchasing large amounts of bitcoin or increasing involvement in the fast […] Read more

Decentralized finance (DeFi) is a fast emerging ecosystem which allows financial products of all kinds, from coins to digital art (NFTs), to be made available on a decentralized blockchain network.  The programmable applications and protocols being created on the blockchain such as ethereum, solana and cardano, allow financial transactions to be executed automatically on the […] Read more

Is Stock Market Investing a Zero Sum Game?

This is an updated article originally written in 2020. Back in early 2020, the DOW plunged in the wake of an oil war and concerns about COVID-19.  This did more than raise a few eyebrows in the financial community and had the rest of the masses furiously racing back to monitor their portfolios. In February […] Read more

When narrowing down the best universal life insurance companies into a top 10 list, it is important to focus on five key areas. Financial Strength Flexibility Policy Options Customer Service Non-Captive Company Financial Strength When it comes to rating life insurance companies for financial strength, there several options to choose from, including A.M. Best, Fitch […] Read more

As a rule, we at I&E strive to provide the most accurate and objective insight on the web for all things related to life insurance and estate planning. A good starting point for this lofty goal is to decide who exactly are the best life insurance companies in the USA. This article will attempt to […] Read more

Here at I&E, we’re often asked… “What is the BEST life insurance for seniors?” And while this… May seem like an easy question to answer, the truth is, if you’re looking for an straightforward answer, knowing what the BEST life insurance for a senior is, is really going to depend on a wide variety of […] Read more

Colorado Wills and Trust Requirements

When deciding between a will or trust in Colorado or making other estate planning decisions in Colorado, it is important to understand the key differences between these two primary different estate planning tools and the general rules regarding estate documents. Colorado Statutes Pertaining to Wills and Trusts. Wills:  Colo. Rev. Stat., Title 15, Arts. 11 […] Read more

Hawaii Wills and Trust Requirements

When deciding between a will or trust in Hawaii or making other estate planning decisions in this state, it is important to understand the key differences between these two primary different estate planning tools and the general rules regarding estate documents. Statutory Authority Wills: Hawaii Uniform Probate Code (Haw. Rev. Stat., Ch. 560), Art. II […] Read more

Connecticut Wills and Trust Requirements

When deciding between a will or trust in Connecticut or making other estate planning decisions in this state, it is important to understand the key differences between these two primary different estate planning tools and the general rules regarding estate documents. Statutory Authority. Wills:  Conn. Statutes, Chapter 802a (Conn. Gen. Stat §§45a-250, et. seq.). Trusts:  […] Read more

Georgia Wills and Trust Requirements

When deciding between a will or trust in Georgia or making other estate planning decisions in this state, it is important to understand the key differences between these two primary different estate planning tools and the general rules regarding estate documents. Statutory Authority. Georgia Code, Title 53 (Wills, Trusts, and Administration of Estates). Wills:  Chapter […] Read more