Writings by Steven Gibbs
Browse our articles on life insurance
Which Type of Life Insurance Policy Generates Immediate Cash Value?
Did you know that certain life insurance policies can serve as powerful financial tools while you're still alive? Beyond the…Asset-Based Long-Term Care Insurance: Life Insurance or Annuities
Asset-Based Long-Term Care Insurance is an innovative financial strategy that provides coverage for long-term care expenses without the risk of…Using Life Insurance for Charitable Giving to Maximize Gifts [Top 10 Pros and Cons]
Itโs tempting to think of charitable donations and bequests to heirs as a zero-sum, either/or proposition.ย Thereโs a finite amount…SelectQuote Life Insurance Review
Thanks for checking out our SelectQuote review. Full disclosure, we at I&E are a direct competitor to SelectQuote representing many…Roth IRA vs Whole Life Insurance: Ultimate Tax-Free Retirement Comparison [2025]
Looking for the optimal tax-free retirement strategy? Both Roth IRAs and Whole Life Insurance offer powerful tax advantages, but with…Reduced Paid-Up Insurance: Transform Your Whole Life Policy into Premium-Free Coverage
RPU Life Insurance: The Ultimate Guide to Premium-Free Coverage Looking to maintain your life insurance coverage without the burden of…Homestead Exemptions By State: Complete Guide With Comparison Charts
For most Americans, their home represents their single most valuable asset and the cornerstone of their financial security. Losing this…Modified Whole Life Insurance vs Traditional [Pros and Cons]
As you explore the realm of life insurance, you might find yourself considering modified whole life insurance, a unique option…Best Life Insurance for Seniors [Top 10 Companies For Ages 65-85]
With over 70 years of combined life insurance experience, our company specializes in serving seniors, offering personalized recommendations from our…BTID vs. Whole Life: A Contrarian Take on Buy Term and Invest the Difference
Table of Contents Introduction to BTID What is Buy Term and Invest the Difference? The History and Origins of BTID…