“Discipline equals freedom” – Jocko Willink At I&E, we want you to be financially free. However, without financial discipline, there is no financial freedom. The following article touches upon some of our philosophy of money and highlights important steps you can take towards financial discipline on the path to financial freedom. The simple fact is […] Read more
Wealth Building
Getting your proverbial “financial house” in order requires an investment into many different areas of your life, such as an investment in knowledge, experience, and other internal/external areas. It also includes an investment into different types of insurance policies that provide safety and security to your existing lifestyle, today and beyond. In the following article […] Read more
Starting a new business can be an exciting, albeit stressful, time. As a potential new business-owner, you have many crucial decisions to make, not the least of which is picking the right business structure, particularly if you plan on using your life insurance as your own bank. S-Corp vs. C-Corp, or perhaps an LLC? Or […] Read more
The main point of this article is to shine some light on what the elites teach their children juxtaposed with what the working class and poor are taught, i.e rich vs poor education. Any wealth building blueprint is only as good as the person implementing it. Although a certain degree of hand holding is expected, […] Read more
The 401k plan is the dominate savings and investing account for many in the U.S., with around 54 million people participating as of 2015. (1) As a result, many people wonder what happens to their 401k plan if they quit or leave their job. In the following article we will address this question and provide […] Read more
The wealthy do things differently than the masses. Yet, most people don’t follow the lead of the wealthy, which is why there is a huge disparity, ever widening, among the rich vs the poor. Therefore, to engage in true wealth building, a re-education, including a proper understanding of money and financial leverage using good debt, […] Read more
In another article, we provided a thorough answer to is the 401k worth it. That article was a general overview of the plan. Here, we zero in specifically into the nuances of 401k withdrawals and loans and why the 401k might not be the best vehicle for building wealth. Giving additional money to the government […] Read more
At Insurance&Estates we want to help you build wealth and leave a legacy. One way we can help you achieve your goals is to provide you with wealth building strategies through intelligent investing in the various investment vehicles available. And, although we believe that the best home base for your money is cash value life […] Read more
In the following article, we will discuss how a negative return on investment can demolish your financial portfolio. We will also give examples of life insurance products that can offer you a consistent return on investment as well as provide peace of mind knowing your family would be taken care of if you died today. […] Read more
What is a Qualified Retirement Plan? Technically speaking, a Qualified Retirement Plan is any plan that satisfies the requirements laid out in section 401(a) of the Internal Revenue Code (IRC). A qualified plan is typically referred to as a “tax-deferred” plan, in that it allows the participant to contribute to the plan with pre-tax dollars. […] Read more
