As often noted, a primary residence is the most valuable asset most Americans possess. Losing a home to creditors or in a bankruptcy case can be devastating. The homeowner not only suffers the financial setback of losing the wealth built up in the property, but also the emotional toll of being forced to leave home […] Read more
Wealth Building
Asset protection is NOT just for business owners. It reaches into all aspects of wealth preservation and estate planning. However, you might say that business owners are on the front lines of this battle because the act of offering services to the general public can be a risky proposition. So, this article will focus on […] Read more
Having already wrote a comprehensive article on 401k withdrawals rules, the focus in the following article will be on 401k pros and cons, including the history of the plan and why it is that virtually all working class Americans are participants. The primary theme throughout this article is to help answer the question of whether […] Read more
Investors are always looking for the next best thing; the best investment to make now. The absolute perfect strategy to enable them to build wealth, stockpile some money and watch it grow to suit their needs and desires. At the outset, we want to pose that the best investment you or anyone can make is […] Read more
If you’ve ever marveled at the potential for your savings to grow exponentially over time, then you’ve encountered the magic of compound interest, often hailed as the eighth wonder of the world. Harnessing the power of compound interest growth can significantly amplify your wealth, turning even modest savings into substantial sums over the long term. […] Read more
If you’ve researched cash value life insurance at all, you’ve probably been exposed to some negative commentary from those in the financial world (often financial entertainers and stockbrokers) who seek to compare whole life insurance with other investment options. Our prior articles tackle those objections in some detail… As we’ve discussed concerning the infinite banking […] Read more
The following article on deals with cashing out a 401k. There are many advantages and disadvantages to this decision and you need to weigh each option to make sure it is the right decision for you. After all, there are many 401k pros and cons that you need to consider when deciding on whether or […] Read more
If you’re single and you earn $100,000 per year, you are in the 24% tax bracket, so that means you should be paying $24,000 per year in federal income tax, right? Well, no, it’s not that simple. In fact, your actual tax liability will probably be much less. And that’s because the U.S. has what […] Read more
At Insurance & Estates, we focus on maximizing your cash flow so you can free up as much money as possible to live financially free. Through the use of a home base for your liquid assets in properly structured whole life insurance you can increase your return on your assets, in a tax favored environment, […] Read more
Determining your opportunity cost on any given day and in any situation produces a harvest of beneficial returns, not just financially but in other areas of your life as well, including your mental, spiritual and physical growth. In the following article on opportunity cost, we will dive into the the concept as well as the […] Read more
