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Cash Value Life Insurance

As experts in life insurance retirement planning, we recognize the growing importance of Life Insurance Retirement Plans (LIRP) as a foundational asset for  financial security and stability. Tapping into our 70+ combined years of life insurance experience, we delve into the world of LIRPs, a distinctive form of permanent life insurance that uses a cash […] Read more

It’s tempting to think of charitable donations and bequests to heirs as a zero-sum, either/or proposition.  There’s a finite amount of wealth to be distributed, and every dollar that goes one place can’t also go somewhere else. Now, to a certain extent, that’s an unavoidable constraint.  However, when you bring life insurance into the mix, […] Read more

The following article is specifically about life insurance for women. According to LIMRA, life insurance ownership for women is at 56%, about 10% below the ownership for men. Further, total death benefit coverage falls short with women as well, as life insurance policies for women have 22% lower death benefits than men. To put this […] Read more

It’s a well known assertion, at least in real estate circles, that more people have become wealthy in the USA through real estate than any other pursuit. There are many UNIQUE aspects of real estate that build or contribute to wealth accumulation. See Also, How To Triple Your Real Estate Returns with Infinite Banking  Real Estate Wealth […] Read more

Borrowing From Your Life Insurance Policy’s Cash Value One of the benefits of cash value life insurance such as whole life and universal life is the ability to take out a life insurance loan against the cash value in your life insurance policy. This has been termed “borrowing from yourself,” and while the interest you […] Read more

If you’ve researched cash value life insurance at all, you’ve probably been exposed to some negative commentary from those in the financial world (often financial entertainers and stockbrokers) who seek to compare whole life insurance with other investment options. Our prior articles tackle those objections in some detail… As we’ve discussed concerning the infinite banking […] Read more

Welcome to I&E. We specialize in life insurance for foreign nationals and non U.S. residents. The following article touches on many of the requirements necessary for eligibility. If you have any questions on the content below or would like to inquire into your specific eligibility, please get in contact with us today. On your search […] Read more

If you search the internet for comparing life insurance vs. 529 plan for college savings, and in particular whole life insurance, you’ll find polarizing viewpoints. Half of the resources love whole life insurance as a vehicle to save for college, and provide compelling arguments. The other half suggest that whole life insurance is not ideal for […] Read more

High net worth means different things to different people. To an average household, high net worth may be viewed as someone with a few million stashed away. For wealthier households, the perception may be that only the top 1% with assets in the tens of millions are really defined as high net worth (HNW). When […] Read more

The focus of the following article is on getting you familiar with our current crop of the top life insurance companies. As with all our top life insurance companies lists, it is a fluid one, subject to change at our whim based on the different product offerings available in the marketplace. We focus on the […] Read more