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Infinite Banking Concept®

Often people refer to the Infinite Banking Concept (IBC) as synonymous with dividend paying whole life insurance. While it is true that a whole life policy is key component and to be sure a powerful asset, it is not infinite banking in and of itself. Infinite Banking entails a broader strategy which, as a starting […] Read more

In this article we will cover the pros and cons of the infinite banking concept®. While there are many pros to infinite banking, there are some cons that you may also need to consider. And while we are advocates of this concept, it is not for everyone or every situation. At Insurance and Estates we […] Read more

The following article is a complete transcript from our video titled Why banks are collapsing and an alternative for storing wealth reserves. Steve Gibbs: All right, so I’m here with Barry Brooksby, one of our infinite banking pros. Barry, glad you’re here. Today, we want to address really the recent SVB bank collapse. We want […] Read more

Infinite banking is a concept created by Nelson Nash that focuses on how you can become your own banker using dividend paying whole life insurance. Becoming your own banker means you use your whole life insurance policy as your personal bank, drawing money form it through withdrawals, or preferably, life insurance loans, and using the […] Read more

Thank you for stopping by. The following video is a webinar offered by us here at I&E on how to triple your real estate returns with infinite banking. For your convenience, we have also provided the full transcript below. After watching the video and/or reading the transcript, we invite you to schedule a call with […] Read more

The following article covers the top 10 most frequently asked questions we get about the infinite banking concept in the context of a properly structured dividend paying whole life insurance policy. Top 10 Frequently Asked Questions About Infinite Banking How soon can I take out a policy loan? What is the guaranteed interest rate on […] Read more

There’s a reason they say it takes money to make money.  If you’re trying to build wealth by investing, you need to have the cash or credit access necessary to acquire the investments. To purchase an investment property, for instance, you’d probably go to a bank and ask for a loan.  If approved, the funds […] Read more

The Infinite Banking Concept® – in Plain Language The concept of infinite banking is about strategically using participating whole life insurance from a mutual insurance company as a personal banking system. The simple idea is that whole life insurance from a mutual insurance company can be used in such a way so as to create a […] Read more

Here at I&E, we’ll often get calls from people who are already committed to the idea of implementing the Infinite Banking Concept® (IBC) in their life, but they’re just not sure how to go about getting it done. In most cases… The problem is that most people haven’t met the “right” insurance expert to help […] Read more

Debt is a double-edged sword.  It allows you access—or earlier access—to resources that might otherwise have been unavailable. But… (of course) you have to pay it back. And, when you pay off debt, you almost always end up paying more than the original amount you borrowed due to a little thing called interest. But, after […] Read more