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Infinite Banking Concept®

Infinite banking is a concept created by Nelson Nash that focuses on how you can become your own banker using dividend paying whole life insurance. Becoming your own banker means you use your whole life insurance policy as your personal bank, drawing money form it through withdrawals, or preferably, life insurance loans, and using the […] Read more

The following article covers the top 10 most frequently asked questions we get about the infinite banking concept in the context of a properly structured dividend paying whole life insurance policy. Top 10 Frequently Asked Questions About Infinite Banking How soon can I take out a policy loan? What is the guaranteed interest rate on […] Read more

The Infinite Banking Concept® – in Plain Language The concept of infinite banking is about strategically using participating whole life insurance from a mutual insurance company as a personal banking system. The simple idea is that whole life insurance from a mutual insurance company can be used in such a way so as to create a […] Read more

Here at I&E, we’ll often get calls from folks who are already committed to the idea of implementing the Infinite Banking Concept® (IBC) in their life, but they’re just not sure how to go about getting it done. In most cases… The problem lies in the fact that most haven’t met the “right” insurance expert […] Read more

In the following article we will cover the pros and cons of the infinite banking concept®. While there are many pros to infinite banking, there are some cons that also need should be considered. And while we are advocates of this concept, it is not for everyone or every situation. At Insurance and Estates we […] Read more

Debt is a double-edged sword.  It allows you access—or earlier access—to resources that might otherwise have been unavailable. But… (of course) you have to pay it back. And, when you pay off debt, you almost always end up paying more than the original amount you borrowed due to a little thing called interest. But, after […] Read more

In our continuing series on the infinite banking concept® we wanted to lay out a framework of how banking with life insurance actually works. If you are already convinced that using life insurance as your own personal bank is the way to go, then why not give us a call today for a complimentary strategy […] Read more

Infinite Banking has been happening for more than a century, but the term itself was popularized by Nelson Nash in his influential book “Becoming Your Own Banker®.” The short book (around 90 pages) was published in 2000 after Nelson Nash had been practicing the process for around 20 years. In this article, we have attempted […] Read more

It’s a well known assertion, at least in real estate circles, that more people have become wealthy in the USA through real estate than any other pursuit. There are many UNIQUE aspects of real estate that build or contribute to wealth accumulation.   Real Estate Wealth Building Strategies So, what are the unique benefits of a real estate […] Read more

və-ˈlä-sə-tē – (economics) the speed of money changing hands; the rate by which money moves. Most of the critics of infinite banking are simply missing the entire point. But we’ll get to that later… Infinite banking is NOT a new concept and really has nothing to do with cash value life insurance or any other […] Read more