Writings by Steven Gibbs
Browse our articles on life insurance
Borrowing Against Life Insurance [11 Pros and Cons]
Imagine having access to a low-interest loan without credit checks, lengthy applications, or restrictions on how you use the money.…Best Cash Value Life Insurance Companies for 2025 Revealed
Imagine a single cash value life insurance policy that powers your financial futureโbuilding a powerful retirement plan, safeguarding against disability,…Direct Recognition vs. Non-Direct Recognition: Which is Better for Infinite Banking?
One of the keys to obtaining financial leverage to pursuing other investments is to create financial arbitrage with your money.…Life Insurance Statistics: 25 Key Insights for 2025
Life insurance is so much more than just a policyโitโs a lifeline for millions, yet itโs shrouded in myths and…Life Insurance with Diabetes: The Best Companies [Sample Rates and Charts]
In this article, we wanted to take a moment and try and answer some of the most common questions we…Life Insurance You Can Borrow From
If youโre looking for ways to maximize your available cash, while at the same time reducing โ or even eliminating…Annuity Advantages vs Annuity Risks
Regardless of how much money you have saved, the key to a successful and rewarding retirement is income โ particularly…Fixed Indexed Annuities Pros and Cons [Plus a Review of the Top FIA Companies]
What are Fixed Index Annuities and How Do They Work? Fixed indexed annuities, aka equity indexed annuities are a type…What Happens to Whole Life Insurance Cash Value at Death? [2025 Expert Guide]
Most insurance companies keep your cash value when you die, paying only the death benefit to your beneficiariesโbut this isn't…Life Insurance Vs Annuities [Similarities and Differences]
Most people are pretty familiar with the basic idea behind life insurance.ย Essentially, in the unfortunate event of your untimely…