Writings by Steven Gibbs
Browse our articles on life insurance
Best Universal Life Insurance Companies for 2025
Universal life insurance shines as a beacon of flexibility and security, offering tailored options to fit your unique financial goals.…
Variable Universal Life vs Indexed Universal Life (VUL vs IUL)
IUL vs VUL: A Comprehensive Guide to Indexed Universal Life and Variable Universal Life Insurance Navigating the world of permanent…
Variable Universal Life Insurance: Complete Guide [Pros and Cons]
At I&E, we don't try to pretend that there is one best life insurance policy or company. The best policy…
Participating Life Insurance vs Non-Participating Insurance [3 Key Differences]
Whole life insurance is a critical component of a comprehensive financial plan, providing not only a death benefit but also…
Top 20 Best Permanent Life Insurance Companies [WL, IUL, UL, VUL, LTCI]
The focus of the following article is on getting you familiar with our current crop of the top life insurance…Texas Wills vs. Trusts: Your Estate Planning Guide
Texas Wills vs. Trusts Texas offers distinct estate planning advantages with its unique legal framework. The Lone Star State provides…
Indexed Universal Life Insurance [16 Pros and Cons of an IUL]
What better way to provide you with financial peace of mind when the market is crashing than an indexed universal…
MEC – Modified Endowment Contract [The Good, The Bad, and The Ugly]
Modified Endowment Contract (MEC): When Insurance Becomes a Tax Nightmare (or Opportunity) The Modified Endowment Contract (MEC) can transform your…
Single Premium Life Insurance: Is a Lump Sum Policy Right for Your Financial Strategy?
Imagine securing lifetime coverage with just one payment. Single premium life insurance eliminates monthly premiums forever, offers tax-deferred growth potential,…Paid-Up Life Insurance: Complete Guide to No-Premium Coverage (2025)
Are you tired of paying life insurance premiums year after year? Imagine having permanent life insurance coverage without the ongoing…
