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Universal Life Insurance

The fastest growing life insurance segment continues to be Indexed Universal Life (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and goals. In the following article, we will help shed some light on which companies offer the best IULs, what are […] Read more

In this article we will discuss the pros and cons Indexed Universal Life (IUL), focusing on the benefits and drawbacks of an insurance product that seems to polarize those in both the insurance and financial industry. For years Whole Life agents have engaged in mudslinging at this product from every direction possible, and with incredible […] Read more

At insurance and estates we don’t try to pretend that there is one best life insurance policy or company. The “best” policy depends on your specific needs, goals and objectives. In some cases the “best” policy will be VUL. In the following article on Variable Universal Life Insurance, we will cover the history of the […] Read more

With so many different types of life insurance products that are out there, it’s easy to understand why some folks often become frustrated while shopping for life insurance or simply decide to buy a Term Life Insurance policy because it “seemed” like the right “kind” of life insurance to get. And while… Purchasing a Term […] Read more

In the following article we will compare and contrast IUL insurance vs VUL insurance, highlighting the key similarities and differences between these different life insurance policies. Our goal is to help you discover what the best life insurance is for you, based on how your unique goals and objectives align with each of these insurance […] Read more

In the following article we will pit whole life vs indexed universal life (IUL) against each other, considering both the similarities and differences between the two different life insurance plans. Our goal is to help you understand why one might be superior to the other based on your specific goals and objectives, as we focus […] Read more

Among the various types of permanent life insurance, the type that is most like a term life (temporary) policy is known as “guaranteed universal life insurance” or “GUL”. This type of universal life insurance focuses LESS than other types of permanent life insurance on cash value accumulation and MORE on securing a permanent death benefit. Whereas a term life […] Read more