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Universal Life Insurance

When narrowing down the best universal life insurance companies into a top 10 list, it is important to focus on five key areas. Financial Strength Flexibility Policy Options Customer Service Non-Captive Company Financial Strength When it comes to rating life insurance companies for financial strength, there several options to choose from, including A.M. Best, Fitch […] Read more

What better way to provide you with financial peace of mind when the market is crashing than an IUL policy? The current stock market melt down is a great example of why indexed universal life insurance is such a fantastic tool for building and maintaining wealth, all wrapped up in a tax favored vehicle. If […] Read more

Indexed Universal Life Insurance

About Indexed Universal Life Insurance Indexed Universal Life Insurance (“IUL”) is a distinct flavor of life insurance that continues to grow in popularity due to its flexibility and enhanced growth potential. IUL is permanent life insurance – like whole life insurance – which means that, once you purchase an IUL insurance policy, it remains in […] Read more

In the following article we will compare and contrast IUL insurance vs VUL insurance, highlighting the key similarities and differences between these different life insurance policies. Our goal is to help you discover what the best life insurance is for you, based on how your unique goals and objectives align with each of these insurance […] Read more

The fastest growing life insurance segment continues to be Indexed Universal Life (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and goals. In the following article, we will help shed some light on which companies offer the best IULs, what are […] Read more

At I&E, we don’t try to pretend that there is one best life insurance policy or company. The “best” policy depends on your specific needs, goals and objectives. In some cases the “best” policy will be VUL.re In the following article on Variable Universal Life Insurance, we will cover the history of the product, what […] Read more

With so many different types of life insurance products that are out there, it’s easy to understand why some folks often become frustrated while shopping for life insurance or simply decide to buy a Term Life Insurance policy because it “seemed” like the right “kind” of life insurance to get. And while… Purchasing a Term […] Read more

In the following article we will pit whole life vs indexed universal life (IUL) against each other, considering both the similarities and differences between the two different life insurance plans. In other articles we covered our picks for the best whole life insurance companies and best indexed universal life insurance companies. Here, our goal is […] Read more

Among the various types of permanent life insurance, the type that is most like a term life (temporary) policy is known as “guaranteed universal life insurance” or “GUL”. This type of universal life insurance focuses LESS than other types of permanent life insurance on cash value accumulation and MORE on securing a permanent death benefit. Whereas a term life […] Read more