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Universal Life Insurance

Most people do not enjoy paying taxes. This is true both before and during retirement. But what many investors do not realize is that funds in traditional IRAs that grow on a tax deferred basis right now will eventually be taxed – and if future income tax rates are higher than they are today (as […] Read more

The following article is a transcript from a webinar on Using Life Insurance Policy Loans to Borrow from Life Insurance Companies. In this article, we linked to content that we believe would be helpful to further elucidate our points. We have also added additional content where we felt it would benefit our readers. For more […] Read more

The following article we will help shed some light on which companies offer the best IULs, what are the many benefits indexed universal life provides, as well as list some of the potential pitfalls you should be aware of. About Indexed Universal Life Insurance We have already written a comprehensive review on indexed universal life […] Read more

What better way to provide you with financial peace of mind when the market is crashing than an indexed universal life insurance policy? Every stock market melt down is a great example of why indexed universal life insurance is such a fantastic tool for building and protecting wealth, all wrapped up in a tax favored […] Read more

There are a few universal life insurance policy types to be aware of. They include some type of guaranteed universal life insurance, indexed universal life insurance and variable universal life insurance, sometimes referred to as variable life insurance. About Universal Life Insurance. Before we dive into our picks for the best universal life insurance companies, […] Read more

In the following article we will pit whole life vs indexed universal life insurance against each other, considering both the similarities and differences between the two different life insurance products. In other articles we covered our picks for the best whole life insurance companies and best indexed universal life insurance companies. Here, our goal is […] Read more

In the following article we will compare and contrast indexed universal life insurance vs variable universal life insurance, highlighting the key similarities and differences. Our goal is to help you discover what the best life insurance is for you, based on how your unique goals and objectives align with each of these insurance contracts. IUL […] Read more

At I&E, we don’t try to pretend that there is one best life insurance policy or company. The “best” policy depends on your specific needs, goals and objectives. In some cases the “best” policy will be Variable Universal Life or VUL. In the following article on variable universal life insurance, we will cover the history […] Read more

With so many different types of life insurance products that are out there, it’s easy to understand why some folks often become frustrated while shopping for life insurance or simply decide to buy a Term Life Insurance policy because it “seemed” like the right “kind” of life insurance to get. And while… Purchasing a Term […] Read more

Among the various types of permanent life insurance, the type that is most like a term life (temporary) policy is known as “guaranteed universal life insurance” or “GUL”. This type of universal life insurance focuses LESS than other types of permanent life insurance on cash value accumulation and MORE on securing a permanent death benefit. Whereas a term life […] Read more