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The number one danger to building wealth and creating a legacy is death and taxes. The good news is that permanent life insurance provides protection against both. In the following article, we do a deep dive into life insurance taxation to help you make a more informed decision about how you can best secure your […] Read more

Life Insurance Payout [How Does It Work]

People buy life insurance for a multitude of different reasons. These can include income replacement, debt payoff, business succession funding, and/or the payment of a funeral and other final expenses of the insured. Depending on how long it takes to receive a life insurance death benefit can be a primary factor in whether or not […] Read more

The life insurance industry has been mostly stable over the last century or so, as current life insurance statistics show. Nevertheless (and despite Yogi Berra’s admonition to “never make predictions, especially about the future”), change appears to be gathering on the life insurance industry’s horizon. Indeed, Top-Gun management consultant firm McKinsey & Company recently released […] Read more

Life Insurance Statistics & Facts

We put together the following life insurance statistics and facts to help our readers get a better grasp of just how big the life insurance marketplace is, and to get a better understanding of why choosing a highly rated life insurance company is important when deciding on what carrier to buy life insurance with. Life […] Read more

Since it made its grand entrance into the U.S. in early 2020, COVID-19 has impacted a multitude of industries – and not surprisingly, life insurance has been one of the hardest hit. Given its rapid and rising death toll, the Coronavirus (and its array of variants) has led to record death benefit payouts for insurers. […] Read more

Life insurance payouts increased in 2020 to a record high.  Reportedly, death benefits reached levels not seen since the 1918 flu pandemic.  Whether this is a reflection of COVID-19 or other factors (such as the aging baby boomer population in general) is a matter of some debate.  In any event, that statistic represents a 15% […] Read more

So, what is the best life insurance for young adults? Is it term life or whole life? At I&E, our goal is to align each client with the product and company that best suits your need, based on your unique goals and objectives. Life Insurance Rates for Young Adults The following life insurance rates by […] Read more

We tend to think of settlement of a life insurance policy as when the insurance company pays out the policy’s death benefit upon the insured’s death.  And that’s right as far as it goes.  But that’s not the only way a life insurance policy can be “settled”. Which is why… We wanted to take a […] Read more

The following life insurance rates by age charts are for someone in their 60s in excellent health, with no other risk factors. The life insurance quotes provided are from top rated life insurance companies rated by AM Best with an A- rating and higher. Term Life Insurance Rates in Your 60s Whole Life Insurance Rates […] Read more

The following term life insurance rates by age are for someone in their 50s in excellent health, with no other risk factors. The life insurance quotes provided are from highly rated life insurance companies rated by AM Best with an A- rating and higher. Term Life Insurance Rates in Your 50s Whole Life Insurance Rates […] Read more