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Term Life Articles
At I&E, we don’t believe there is a one-size-fits-all product out there that can be considered the best life insurance policy. In fact, we frequently recommend different insurance products based on each client’s specific needs, goals and objectives.
Term life insurance is a very important part of a financial plan. At I&E, we will often recommend term insurance, even if it simply means we are using it to blend with a whole life insurance policy. In the following article we will cover all things term life insurance, as well as list our top picks for the best companies.
What is Buy Term and Invest the Difference, AKA BTID? Simply put, it is choosing to buy an initially cheaper term insurance policy vs whole life, since the latter requires more capital investment by you. You then invest the difference between your term insurance premium and what you would have paid for the permanent insurance coverage.
Are you buying term life because it’s the best choice for you or because your agent doesn’t understand whole life insurance? The sad reality is, many in both the financial market and insurance market have embraced the idea that the only life insurance worth your time and money is term life insurance.
Are you looking to purchase life insurance, but aren’t ready to speak with an agent yet? Do you wish you could get a general idea about what it might cost to purchase a life insurance policy without having to give someone your phone number or email address?View More Term Life Articles
I&E was created by a group of estate planning legal professionals and life insurance agents who, after spending years working for various groups, including larger nationwide insurance brokerages, realized that people really do appreciate being able to find affordable life insurance policies and other related products and strategies from the comfort of their very own home.
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