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Life Insurance Types

Below is a table that covers the different types of life insurance available. If you have questions on any of the various types of coverage, you can call us, leave a comment, or do a search for the various articles, including:

Click the ⋆ for more info	Term Life	Guaranteed Universal Life	Indexed Universal Life	Variable Universal Life	Whole Life
Death Benefit	⋆	⋆	⋆	⋆	⋆
Tax Advantages			⋆	⋆	⋆
Market Opportunity			⋆	⋆
Cash Value Guaranteed					⋆
Flexible Premiums			⋆	⋆
Low Premiums	⋆	⋆
Fixed Costs	⋆	⋆			⋆
Chronic Care Benefits			⋆	⋆	⋆
Convertability	⋆
No Exam	⋆	⋆	⋆	⋆	⋆
Second to Die Option	⋆	⋆

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Disclaimer: Life insurance policies are not investments and, accordingly, should not be purchased as an investment. In addition, by using this website, I confirm that I understand and agree to the applicable Privacy Policy and Terms of Service. I understand that by calling the phone number above I will reach a licensed sales agent. 14362 N. Frank Lloyd Wright Blvd, Suite 2151, Scottsdale AZ 85260. InsuranceandEstates.com is a free information source designed to help find insurance coverage. We compile our data from multiple sources, which includes the government, non-profit and private sources. The rates and information displayed are for informational purposes only and should not be construed as advice, consult, or recommendation. For specific plan details and further information, contact carriers directly.

Steven Gibbs is domiciled in Arizona. See the jurisdictions in which Steven Gibbs and our other agents are licensed, admitted or otherwise authorized to market insurance products and/or legal services to consumers. This website is provided by Steven Gibbs and Insurance and Estate Strategies LLC, an Arizona limited liability Company, in order to educate and inform the general public of the services we offer only. Due to Steven Gibbs active license as an attorney in Florida, this website may be interpreted to constitute attorney advertising. Submission of information to insuranceandestates.com or use of this website, does not constitute an attorney-client relationship with Steven Gibbs unless and until the terms of an attorney-client agreement are confirmed in writing.

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The following agent license numbers of Steven Gibbs are provided as required by state law: AZ agent #17508301, TX agent #2273189, CA agent #0K10610, LA agent #769583, MA agent #2049963, MN agent #40563357, UT agent #655544. Additional licenses of Steven Gibbs are available upon request. No portion of insuranceandestates.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner. If an InsuranceandEstates visitor requests a quote, Insuranceandestates.com may enlist the help of other independent agents to help its customers find the best values. Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states. Rates and time taken to qualify and purchase a life insurance policy vary by product and underwriting requirements.

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