Underwriting

Life Insurance Financial Underwriting [Comprehensive Guide]

You may be surprised to find out that all the best life insurance companies require financial underwriting of prospective applicants when applying for coverage typically around $100,001 or more. That’s because when most people think about life insurance underwriting, the first factors to come to mind are usually age, gender, and medical history. For typical […] Read more

Life Insurance Underwriting [Accelerated vs Traditional]

The life insurance application process has become more user-friendly over the years, particularly with the advent of automated accelerated underwriting providing life insurance without an exam. However, there are some key things you should know to ensure that the insurance underwriting process goes as smooth as possible. You see, even if you qualify for accelerated […] Read more

I&E was created by a group of estate planning legal professionals and life insurance agents who, after spending years working for various groups, including larger nationwide insurance brokerages, realized that people really do appreciate being able to find affordable life insurance policies and other related products and strategies from the comfort of their very own home.

Partner With Us

I&E IN YOUR INBOX

Learn how to build wealth and create a legacy.

NEED SOME HELP?

SEARCH OUR SITE

877-787-7558 | info@insuranceandestates.com

Disclaimer: Life insurance policies are not investments and, accordingly, should not be purchased as an investment. In addition, by using this website, I confirm that I understand and agree to the applicable Privacy Policy and Terms of Service. I understand that by calling the phone number above I will reach a licensed sales agent. 14362 N. Frank Lloyd Wright Blvd, Suite 2151, Scottsdale AZ 85260. InsuranceandEstates.com is a free information source designed to help find insurance coverage. We compile our data from multiple sources, which includes the government, non-profit and private sources. The rates and information displayed are for informational purposes only and should not be construed as advice, consult, or recommendation. For specific plan details and further information, contact carriers directly.

Steven Gibbs is domiciled in Arizona. See the jurisdictions in which Steven Gibbs and our other agents are licensed, admitted or otherwise authorized to market insurance products and/or legal services to consumers. This website is provided by Steven Gibbs and Insurance and Estate Strategies LLC, an Arizona limited liability Company, in order to educate and inform the general public of the services we offer only. Due to Steven Gibbs active license as an attorney in Florida, this website may be interpreted to constitute attorney advertising. Submission of information to insuranceandestates.com or use of this website, does not constitute an attorney-client relationship with Steven Gibbs unless and until the terms of an attorney-client agreement are confirmed in writing.

By completing a questionnaire or requesting information from insuranceandestates.com, you consent and expect to be contacted by a licensed insurance agent via phone, email, text or direct mail. Insuranceandestates.com will not sell your information to a third party. Any health or personal information shared is protected by applicable HIPAA privacy laws and regulations. Insuranceandestates.com affiliated agents are independent and appointed in multiple states. Invitations for application for life insurance on insuranceandestates.com are made through its designated agent, Steven Gibbs, only where he is respectively licensed and appointed.

The following agent license numbers of Steven Gibbs are provided as required by state law: AZ agent #17508301, TX agent #2273189, CA agent #0K10610, LA agent #769583, MA agent #2049963, MN agent #40563357, UT agent #655544. Additional licenses of Steven Gibbs are available upon request. No portion of insuranceandestates.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner. If an InsuranceandEstates visitor requests a quote, Insuranceandestates.com may enlist the help of other independent agents to help its customers find the best values. Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states. Rates and time taken to qualify and purchase a life insurance policy vary by product and underwriting requirements.

Insurance and Estates is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.