Writings by Steven Gibbs
Browse our articles on life insurance
Determining Your Marginal Tax Rate
If youโre single and you earn $100,000 per year, you are in the 24% tax bracket, so that means you…Cost Segregation Pros and Cons
At Insurance & Estates, we focus on maximizing your cash flow so you can free up as much money as…
Guaranteed Insurability Rider [A Great Addition For Young Adults and Children]
The Guaranteed Insurability Option Rider, AKA the Guaranteed Purchase Option Rider, AKA Guaranteed Insurability Rider, is an excellent addition when…Financial Discipline = Financial Freedom
"Discipline equals freedom" - Jocko Willink At I&E, we want you to be financially free. However, without financial discipline, there…
John Hancock Life Insurance Review
John Hancock continues to innovate in 2025 with its industry-leading Vitality Program that rewards healthy living with premium discounts and…Different Types of Insurance Policies
Getting your proverbial โfinancial houseโ in order requires an investment into many different areas of your life, such as an…
S-Corp vs C-Corp [Best Small Business Structure]
Starting a new business can be an exciting, albeit stressful, time. As a potential new business-owner, you have many crucial…
Rich vs Poor – What the Wealthy Teach Their Kids
The main point of this article is to shine some light on what the elites teach their children juxtaposed with…
Return of Premium Life Insurance [when ROP Insurance Might Be Worth It]
Return of Premium Life Insurance, aka ROP insurance, aka ROP rider, has its place in the life insurance marketplace. In…
The Millionaire Fastlane – Book Review
In his book The Millionaire Fastlane, MJ Demarco presents the world as being on one of the three financial roadmaps…
