Writings by Steven Gibbs
Browse our articles on life insurance
Structuring Life Insurance Premium Financing For Maximum Benefits
In many ways, financial planning is the art of balancing competing interests. When investing, you balance the need to control…The Best Investment – Top 10 Characteristics
Investors are always looking for the next best thing; the best investment to make now. The absolute perfect strategy to…Estate Planning – Top 9 Considerations For Your Estate Plan
We've all heard the expression, "Failing to Plan is Planning to Fail" and naturally this applies to your estate planning.…Top 10 Long Term Care Insurance Pros and Cons [Is LTCI Worth It for You?]
There are many long-term care insurance pros and cons to consider before you elect to purchase or forego coverage. We…What is an Annuity? [Our Comprehensive Guide for You]
When you think about annuities, what comes to mind?ย Perhaps you think about retirement planning, fees and penalties, bad investments,…Should Your Policy Include a Waiver of Premium Rider? [Top Pros and Cons]
Roughly one-quarter of newly issued life insurance policies have a waiver of premium rider. That makes the WOP rider the…Prudential Life Insurance Review [2025 Update]
Prudential Financial, or more widely known just as "Prudential" represents the family of companies under the Prudential banner. Prudential is…Annuities Pros and Cons [Top 10 Advantages & Disadvantages]
Annuities are a solid financial solution for many people. However, they're not for everyone. If you're considering an annuity, you…The Most Important Differences Between Term VS Permanent Life Insurance
Term Vs Permanent Insurance The question whether you should purchase permanent life insurance (including whole life, universal life, variable universal…The Best Reason For Buying Life Insurance on Someone Else [And How To Do It]
We tend to think of life insurance in terms of protecting other people who rely on us financially. You might…