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Long Term Care Insurance

At I&E, we are equally concerned with wealth preservation as we are with wealth creation. After all, what is the point of spending your lifetime creating wealth only to see it evaporate due to long-term care costs. And with rising health insurance rates and the limitations of medicaid, we believe it is important for many […] Read more

Actor Harrison Ford recently quipped, “you know you’re getting old when all the names in your black book have ‘M.D.’ after them.”  It’s a funny one-liner, but it also raises an undeniable point – the older you get, the more healthcare you are likely to need.  And, for three out of every four Americans who […] Read more

The Problem Long-term care is expensive. Whether it’s a nursing home or other assisted-living facility, or home-based services, the extended duration and continuous care result in quickly mounting costs. Private nursing homes average around $80,000 per year, and even home-based care comes in at around $40,000.(1)  These cost levels can rapidly deplete a retiree’s entire […] Read more

There are many long-term care insurance pros and cons to consider before you elect to purchase or forego coverage. We have done our best to put together a pros and cons list that addresses the main issues you need to ponder before making a decision on whether or not long-term care insurance is worth it […] Read more

Nowadays, with growing health care costs on just about everyone’s mind, many folks are also choosing to take a look at their “risk” of one day needing to receive long term medical care, which may or may not be covered by their existing insurance policies that they already have in place. This is why… We […] Read more

AT I&E, we make it our goal to stay up to date on the LTC marketplace to help our visitors and clients locate the best long term care insurance companies. We believe education is in large part the most important factor for anyone who is deciding on getting a long-term care insurance. Therefore, it is […] Read more

A key ingredient in any plan focused on wealth building and legacy creation is estate preservation. And one of the best methods of estate preservation is long-term care planning. Genworth Financial is one of a few pure long-term care insurance companies left in the market. In the following Genworth long-term care insurance review, we will […] Read more

Long term care costs are arguably the most critical risk to you, your loved ones and your estate. Yet many people aren’t aware of the asset protection benefits that are made available by the federal government to the states through long term care partnership programs. In an nutshell, the Federal Deficit Reduction Act provides asset […] Read more

The long-term care insurance (LTCI) marketplace has been in a consolidation period over the last few years. What once saw many companies offering LTCI, there are now just a handful of providers. Among them, Mutual of Omaha (MOO) is one of the best long-term care insurance companies available. In the following Mutual of Omaha long-term […] Read more

We’ve been emphasizing a number of long term care insurance topics lately because this is an absolutely essential area for wealth preservation. We are committed to wealth building through life insurance strategies, and these two core values (wealth preservation and wealth building) converge at the vortex of cash value life insurance and Medicaid spend down […] Read more