insurance riders

Should Your Policy Include a Waiver of Premium Rider? [Top Pros and Cons]

Roughly one-quarter of newly issued life insurance policies have a waiver of premium rider. That makes the WOP rider the #1 added on rider of the various life insurance riders available. So, what is the waiver of premium rider and why do so many people choose to add it to their policy? Before we answer […] Read more

Guaranteed Insurability Rider [A Great Addition For Young Adults and Children]

The Guaranteed Insurability Option Rider, AKA the Guaranteed Purchase Option Rider, AKA Guaranteed Insurability Rider, is an excellent addition when considering life insurance for children or young adults. In the following article on the GIO Rider, we will unpack what it is, who should get it and how much it will cost to add to […] Read more

Top 10 Best Life Insurance Riders [Including Living Benefits]

At I&E, we take a unique approach of combining life insurance together with estate planning in a comprehensive, holistic way that focuses on wealth building and legacy creation. This approach uses life insurance and the different life insurance riders available to maximize your policy, based on your unique goals, needs and objectives. Life Insurance Policy […] Read more

I&E was created by a group of estate planning legal professionals and life insurance agents who, after spending years working for various groups, including larger nationwide insurance brokerages, realized that people really do appreciate being able to find affordable life insurance policies and other related products and strategies from the comfort of their very own home.

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