It’s tempting to think of charitable donations and bequests to heirs as a zero-sum, either/or proposition. There’s a finite amount of wealth to be distributed, and every dollar that goes one place can’t also go somewhere else. Now, to a certain extent, that’s an unavoidable constraint. However, when you bring life insurance into the mix, […] Read more
High Net Worth Estate Planning with Life Insurance
High net worth means different things to different people. To an average household, high net worth may be viewed as someone with a few million stashed away. For wealthier households, the perception may be that only the top 1% with assets in the tens of millions are really defined as high net worth (HNW). When […] Read more
