Writings by Insurance&Estates
Browse our articles on life insurance
Cash Value Life Insurance: How It Works, How It Grows, and How to Access It
If you've been told that life insurance is "just for the death benefit," you're only hearing half the story. Cash…
Infinite Banking Concept
The Infinite Banking Concept has become one of the most discussed — and most misunderstood — financial strategies of the…Whole Life Insurance: The Complete Guide to How It Really Works
Most whole life insurance guides are written by journalists who have never designed a policy. This one is written by…Is IUL Worth It? The Honest Answer Depends on Who You Are
By: Jason Herring, IUL & Whole Life Specialist 16 years designing IUL and whole life policies for cash accumulation and…IUL vs. 401(k): Which Is Better for Retirement? (2026 Comparison)
TL;DR — IUL vs. 401(k): A 401(k) gives you tax-deferred growth, employer matching, and disciplined savings — but locks your…How Much Does Whole Life Insurance Cost?
If you've searched "how much does whole life insurance cost," you've probably found one of two things: vague estimates designed…What Happens When a Whole Life Insurance Policy Matures?
What happens when a whole life insurance policy matures? The short answer: the policy endows, you stop paying premiums, and…The Rich Man’s Roth: How to Build Tax-Free Wealth Beyond Roth IRA Limits
What if you didn't have to choose between a Roth IRA and whole life insurance — and could have both…Volume Based Banking Using The Ultimate Asset®
Written By: Jason Kenyon, Esq., CEO & Co-Owner of Insurance and Estate Strategies LLC, and Steven Gibbs, JD, AEP®, CPSO…Best Alternatives to 401(k) Retirement Plans
By Jason Kenyon, Esq. Co-Founder and CFO of I&E 📖 Estimated Reading Time: 18 minutes TL;DR: 9 Alternatives to 401(k)…
