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Steve Gibbs, Esq., Founder & CEO. Steve has been an estate planner in private law practice for 15 years and strives to maintain an unpretentious approach to educating and helping clients.  As an attorney, Steve was admitted to the Minnesota Bar in 1999, the Florida Bar in 2007 and was admitted to the California bar in 2014. Keeping abreast of all aspects of estate planning and elder law in different locations has afforded Steve a unique perspective of all things estate planning and was instrumental in inspiring him to create this national collaborative platform that is aimed at promoting estate planning, asset protection and wealth building strategies.


Jason Herring, Wealth Transfer Specialist. Jason is the product specialist for insuranceandestates.com. Jason has been helping clients with asset protection, estate and wealth transfer planning since 2010. Jason communicates with clients from a planning approach, using his knowledge of advanced market concepts and product expertise. Jason has conducted over 500 client meetings and enjoys helping clients find solutions to their protection needs. Jason holds Series 6, 63 and 65 registrations.

Eric Ratliff, Esq., LLM. Eric is an advisory member and tax expert for insuranceandestates.com. Eric is also the founder and managing attorney for a private law practice located in Sevierville, Knoxville, and Johnson City, Tennessee. In his practice, Eric is an acclaimed legal expert focusing on issues relating to international and domestic tax, estate and business planning. Eric is one of a few practitioners in the Southeastern United States that is both admitted to practice in the United States (Virginia, Tennessee, and South Dakota) as well as the United Kingdom and Wales and is even qualified to represent clients on location in EU member nations. Eric has also recently been a part of reforming South Dakota’s captive insurance legislation and assisting clients with their PPACA administration and funding solutions.


Jason “JK”, COO. Jason has a background in law, having been admitted to the California State Bar in 2010. He also has a BA in Business (2003) and MA in Business Leadership (2005). His years of law practice focused primarily on business formations, elder law, estate planning, probate, wills & trusts. He is an entrepreneur, having created, built and maintained a successful business, that was ultimately sold, Jason brings his extensive business acumen to the I&E team. As the Chief Operations Officer, he overseas the day to day operations of the business.