Anti Banking Starter Guide
Stop Lending Money to Banks and
Start Acting Like One
Are you tired of financing your bank’s empire while your own wealth sits stagnant? Most people think their savings account is “safe,” but it is actually working overtime—for the bank, not for you.
The Banking Rig: How They Win (and You Lose)
Banks operate on a simple, profitable secret: they use your capital to get rich.
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The Deposit: You put your cash in a savings account.
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The Loan: They lend that same money out for mortgages, car loans, and credit cards.
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The Spread: They charge interest rates of 7%, 12%, or even over 20%.
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The Crumbs: They pay you back a measly 0.5% (if you’re lucky).
The bank isn’t a storage locker; it’s a casino where they gamble with your chips and keep the winnings while you take all the risk. It is time to cut out the middleman.
The Anti-Bank Way: The Dollar That Never Dies
Wealthy families like the Rockefellers don’t just spend their capital—they leverage it. Imagine buying a car or investing in real estate while those same dollars stay in your account, earning 5% compound growth as if you never touched them.
This is called Uninterrupted Compounding. You no longer have to choose between “saving” and “investing”—you can do both with the same dollar, every time.
The 3 Promises of Your Private Vault
We use a specifically designed Dividend-Paying Whole Life Insurance policy from top-tier Mutual Companies to act as your private vault. This isn’t about when you die; it’s for while you are alive.
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Guaranteed Growth: Your account value can never go down. Ever.
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Liquid Cash: Access your money in days, no questions asked.
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Tax-Free Access: When structured correctly, Uncle Sam doesn’t touch your loans.
The 90/10 Secret: Built for Your Wallet,
Not the Agent’s
Most insurance agents hate this design because it cuts their commission to prioritize your liquidity.
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Standard Policies (The 50/50 Split): Half your money goes to the death benefit and commissions, leaving you with zero cash for years. It can take 15 years just to break even.
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The Anti-Bank Design (The 90/10 Split): We structure policies for Maximum Cash Value. We aim for 90% of your money to be available to use almost immediately.
Warning: If an agent shows you a policy with $0 cash value in Year 1, run. They built it for their wallet, not yours
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About Jason Kenyon, Esq. & Steve Gibbs, Esq.
Estate planning attorneys who discovered this strategy solving real client problems.
We founded Insurance & Estate Strategies in 2018 with one mission: show families how to implement the same strategies banks and wealthy families use.
270+ five-star reviews. 10,000+ downloads. Zero pressure.