Free 30-minute Fit Call · Founded by estate planning attorneys

Find out whether infinite banking fits your numbers before you buy a policy.

A licensed guide walks through your situation and tells you plainly which tool fits: a high cash value whole life policy, term, an annuity, or none of them. No pitch, no obligation.

Pick a time Call 816-816-4870 Email us

Why people trust us with this

Trustpilot

5.0

300+ verified reviews

YouTube

6.7K

subscribers and growing

Video library

1.3M+

views across 1K free videos

Founders

2 attorneys

founded by two estate planning attorneys

Trustpilot

5.0 TrustScore from 300+ reviews

James Mitchell

June 5, 2026

After reading about the Infinite Banking Concept (IBC), I decided to adopt the concept. But I needed to find the right policy for my goal. Luckily I found Barry Brooksby. Mr. Brooksby created a whole life policy which complied with the concept and excelled at creating cash value in accordance with the IBC. He is knowledgeable and a patient explainer of how whole life works and how to make sure I was buying the best policy. He helped me with the application process. I couldn't have asked for a better guide. It was a great experience. If you are in the market for whole life, I highly recommend Mr. Brooksby and his team.

Verified Trustpilot review

Verified reviewer

Nov 16, 2025

Barry is one of a kind. During our one-to-one meetings, I found him to be as warm, personably, and diligent as he is portrayed in his dozens of YT videos. He patiently listened to my needs and offered thoughtful (not cookie-cutter) suggestions. He has tons of experience and loves to help others find their path to financial freedom. Highly, highly recommend him.

Verified Trustpilot review

Apr 30, 2026

Barry was wonderful to deal with. Educational first! That's his goal and he definitely delivers as much education and support as is needed. Highly recommended for guidance and advising.

Verified Trustpilot review

Read them on Trustpilot · Individual results vary. Nothing here is a guarantee of any specific outcome.

How the Fit Call works

You talk, we listen

Your income, what you already have in place, and what you want your money to do over the next ten years.

We look at the whole picture

Existing policies, retirement accounts, debt, your business if you own one, and what your family would need if you were gone.

Honest fit check

Whole life, term, an annuity, or nothing at all. If a policy loan strategy is not right for you, you hear that on the call.

Clear next steps

You leave knowing exactly what to do next, whether that involves us or not.

Infinite banking, in plain terms

The strategy has a real mechanism and real trade-offs. You should know both before you book, so the call is about your numbers rather than the concept.

What it is

A participating whole life policy from a mutual carrier, designed so a larger share of premium builds cash value early. You can borrow against that cash value from the carrier while the policy keeps growing.

What it costs

Premiums are higher than term insurance for the same death benefit. Early cash value is below what you paid in. Policy loans charge interest, and an unpaid loan reduces the death benefit.

What is not guaranteed

The guaranteed cash value schedule is in the contract. Dividends are declared yearly by the carrier and are not guaranteed, so illustrated growth is a projection, not a promise.

Who it tends to suit

People who save consistently, want a conservative asset they can borrow against, and are willing to hold the policy for decades. It is a poor fit for anyone who needs maximum coverage at minimum cost today.

Questions people ask before booking

A straight answer on fit, given on the call rather than in a follow-up email. We tell you which tool fits your situation, whole life, term, an annuity, or nothing at all, and what the next step looks like if there is one.

Book my free Fit Call