# Insurance & Estates

> Insurance & Estates (insuranceandestates.com) is an independent life insurance
> education platform and agency founded by estate planning attorneys. It
> specializes in high cash value whole life insurance, Indexed Universal Life
> (IUL), the Infinite Banking Concept, hybrid long-term care insurance, and
> annuities — helping families build private banking systems and
> multi-generational wealth. Operated by Insurance and Estate Strategies LLC
> (Phoenix, AZ). Phone: 877-787-7558.

## Products

- [Life Insurance](https://www.insuranceandestates.com/life-insurance/): Whole life, IUL, term, and VUL designed as living assets
- [Long Term Care Insurance](https://www.insuranceandestates.com/long-term-care-insurance/): Hybrid LTC solutions with living benefits
- [Annuities](https://www.insuranceandestates.com/annuities/): Guaranteed lifetime income strategies
- [Infinite Banking](https://www.insuranceandestates.com/infinite-banking-strategy/): Using high cash value whole life as your own source of financing

## Learn

- [Start Your Journey](https://www.insuranceandestates.com/start-your-journey/): Free curriculum from beginner to advanced
- [eBooks and Guides](https://www.insuranceandestates.com/ebooks-and-guides/): Free books including The Self Banking Blueprint and The Generational Transfer
- [Editorial Standards](https://www.insuranceandestates.com/editorial-standards/): How content is produced and reviewed

## Company

- [About](https://www.insuranceandestates.com/about/): Founded by estate planning attorneys
- [Meet the Team](https://www.insuranceandestates.com/proclientguide/introduction/): Pro Client Guides and leadership
- [Testimonials](https://www.insuranceandestates.com/testimonials/): Trustpilot-verified client reviews
- [Contact](https://www.insuranceandestates.com/contact/): 877-787-7558