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Transamerica vs Gerber Life

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Transamerica vs. Gerber

Both Transamerica and Gerber Life make our top final expense insurance list.

And both companies offer some great whole life that works great as burial or funeral insurance.

Transamerica offers three different types of plans, level benefit, modified benefit and graded benefit. Each plan is no exam life insurance but will require you answer at least a few health questions.

Gerber Life provides one of the best guaranteed issue life insurance policies. This policy is great for anyone who has had a difficult time getting coverage. This is a no exam policy that does not ask any health questions.

You can use this chart below to compare Transamerica vs Gerber Life, and get a clearer picture of each company’s financial strength.

Comparing ⟶ Gerber Life Transamerica

Year Founded

1967

1928

Company Structure

Private

Stock

Pricing

$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense

Ratings:

A.M. Best Rating

A

A

S&P Rating

A+

Moody's Rating

A1

Fitch Rating

A+

Comdex Rating

84

BBB Rating

Not Accredited

Not Accredited

NAIC complaint Index

0.51

1.34

IBUSA's Overall Score

Company Review

Gerber Life’s review

Transamerica’s review

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