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Transamerica vs Gerber Life

Transamerica vs. Gerber

Both Transamerica and Gerber Life make our top final expense insurance list.

And both companies offer some great whole life that works great as burial or funeral insurance.

Transamerica offers three different types of plans, level benefit, modified benefit and graded benefit. Each plan is no exam life insurance but will require you answer at least a few health questions.

Gerber Life provides one of the best guaranteed issue life insurance policies. This policy is great for anyone who has had a difficult time getting coverage. This is a no exam policy that does not ask any health questions.

You can use this chart below to compare Transamerica vs Gerber Life, and get a clearer picture of each company’s financial strength.


Comparing ⟶	Gerber Life	Transamerica
Year Founded	1967	1928
Company Structure	Private	Stock
Pricing	$ $ $	$ $ $
Types of Policies:
Term Life	✓	✓
Whole Life	✓	✓
Universal Life	✗	✓
Final Expense	✓	✓
Ratings:
A.M. Best Rating	A	A
S&P Rating	✗	A+
Moody's Rating	✗	A1
Fitch Rating	✗	A+
Comdex Rating	✗	84
BBB Rating	Not Accredited	Not Accredited
NAIC complaint Index	0.51	1.34
IBUSA's Overall Score
Company Review	Gerber Life’s review	Transamerica’s review

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