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Gerber Life vs. Royal Neighbors

Fact Checked by Jason Herring & Barry Brooksby
Licensed Agents & Life Insurance Experts.
Insurance and Estates, a strategic life insurance provider composed of life insurance professionals, is committed to integrity in our editorial standards and transparency in how we receive compensation from our insurance partners.
Royal Neighbors vs. Gerber

Both Gerber Life and Royal Neighbors offer some of the best final expense insurance.

Both companies offer whole life insurance protection.

However, each company has different burial insurance plans for seniors.

Royal Neighbors offers Simplified Issue Whole Life and Graded Death Benefit Whole Life. And while there is no exam required, you do have to answer some health questions.

Gerber Life, alternatively, offers guaranteed issue whole life, which does not require any health information.

Now, which of these companies is going to be the best option for you? That will depend on several factors, such as your health, needs and goals.

Further, you want to make sure you are applying with a top rated company.

That is why we have put together this chart that offers a side by side comparison of Royal Neighbors vs Gerber Life.

Comparing ⟶ Gerber Life Royal Neighbors

Year Founded



Company Structure




$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense


A.M. Best Rating



S&P Rating

Moody’s Rating

Fitch Rating

Comdex Rating

BBB Rating

Not Accredited


NAIC complaint Index



IBUSA’s Overall Score

Company Review

Gerber Life’s review

Royal Neighbor’s review

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