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Gerber Life vs Oxford Life

Fact Checked by Jason Herring & Barry Brooksby
Licensed Agents & Life Insurance Experts.
Insurance and Estates, a strategic life insurance provider composed of life insurance professionals, is committed to integrity in our editorial standards and transparency in how we receive compensation from our insurance partners.
Oxford Life vs. Gerber

Most people searching for Gerber Life vs Oxford Life have decided on getting final expense or burial insurance.

And the good news is, both of these companies are excellent choices.

However, each company is distinct in the type of burial whole life insurance policies they offer.

Oxford Life has some great burial insurance plans, but they do require you answer at least a few health questions.

Gerber Life, alternatively, offers guaranteed acceptance whole life insurance, where there are no health questions or background checks.

So, which company is best for you?

We can’t say without first speaking with you, but please check out this helpful comparison chart below for more on Oxford Life vs Gerber Life.

Comparing ⟶ Gerber Life Oxford Life

Year Founded



Company Structure




$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense


A.M. Best Rating



S&P Rating

Moody’s Rating

Fitch Rating

Comdex Rating

BBB Rating

Not Accredited

Not Accredited

NAIC complaint Index



IBUSA’s Overall Score

Company Review

Gerber Life’s review

Oxford Life’s review

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