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Americo vs. United Home Life

Fact Checked by Jason Herring & Barry Brooksby
Licensed Agents & Life Insurance Experts.
Insurance and Estates, a strategic life insurance provider composed of life insurance professionals, is committed to integrity in our editorial standards and transparency in how we receive compensation from our insurance partners.
United Home Life vs Americo

Thinking about purchasing…

a final expense insurance policy from Americo or United Home life?

Both are great companies, offering top notch burial insurance policies.

But you may have more questions about these two companies.

And while many…

Of your questions may be specific to your particular situation, what we here at I&E have found is that most folks are going to have a lot of the same questions (at least in the beginning).

Questions such as:

  • How long has a particular life insurance company been in business?
  • How financially strong are they?
  • And how much will the insurance policy cost if I decide to purchase it?

This is why…

We created this quick reference chart to help you compare Americo vs. United Home Life so that we can quickly help you answer the first two questions you may be wondering…

Comparing ⟶ Americo United Home Life

Year Founded



Company Structure




$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense


A.M. Best Rating



S&P Rating

Moody’s Rating

Fitch Rating

Comdex Rating

BBB Rating

Not Accredited


NAIC complaint Index



IBUSA’s Overall Score

Company Review

Americo’s review

United Home Life’s review

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