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Americo vs. Transamerica

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Transamerica vs. Americo

Transamerica and Americo offers some of the best final expense insurance.

Both companies provide whole life insurance policies, that offer guaranteed fixed premiums, guaranteed cash value, and guaranteed death benefit payout.

For example, both companies offer competitive burial insurance for seniors, providing different coverage amounts based on what type of burial insurance you qualify for, such as level benefit, modified benefit and graded benefit.

So, who is better, Americo or Transamerica?

It is tough to say without first speaking with you and finding out what your goals are, as well as your health and lifestyle.

However, a good place to start is to check out our comparison chart below and focus on how strong each company’s financial ratings are.

Comparing ⟶ Americo Transamerica

Year Founded

1946

1928

Company Structure

Private

Stock

Pricing

$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense

Ratings:

A.M. Best Rating

A

A

S&P Rating

A+

Moody's Rating

A1

Fitch Rating

A+

Comdex Rating

84

BBB Rating

Not Accredited

Not Accredited

NAIC complaint Index

1.16

1.34

IBUSA's Overall Score

Company Review

Americo’s review

Transamerica’s review

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