Transamerica and Americo offers some of the best final expense insurance.
Both companies provide whole life insurance policies, that offer guaranteed fixed premiums, guaranteed cash value, and guaranteed death benefit payout.
For example, both companies offer competitive burial insurance for seniors, providing different coverage amounts based on what type of burial insurance you qualify for, such as level benefit, modified benefit and graded benefit.
So, who is better, Americo or Transamerica?
It is tough to say without first speaking with you and finding out what your goals are, as well as your health and lifestyle.
However, a good place to start is to check out our comparison chart below and focus on how strong each company’s financial ratings are.
|
|
|
|---|---|---|
| Comparing ⟶ | Americo | Transamerica |
Year Founded |
1946 |
1928 |
Company Structure |
Private |
Stock |
Pricing |
$ $ $ | $ $ $ |
Types of Policies: |
||
Term Life |
✓ | ✓ |
Whole Life |
✓ | ✓ |
Universal Life |
✓ | ✓ |
Final Expense |
✓ | ✓ |
Ratings: |
||
A |
A |
|
| ✗ | A+ |
|
| ✗ | A1 |
|
| ✗ | A+ |
|
| ✗ | 84 |
|
Not Accredited |
Not Accredited |
|
1.16 |
1.34 |
|
IBUSA's Overall Score |
||
Company Review |
