Both Americo and Baltimore Life make our top final expense insurance companies list.
Both companies offer whole life insurance, that builds cash value and has guaranteed fixed premiums and a guaranteed death benefit payout.
So, what is the difference between Baltimore Life and Americo?
Well, the main difference between the two companies is how the different life insurance rating agencies have rated each company.
You can use our comparison chart to get a clearer picture when comparing Baltimore Life vs Americo.
|
|
|
|---|---|---|
| Comparing ⟶ | Americo | Baltimore Life |
Year Founded |
1946 |
1882 |
Company Structure |
Private |
Mutual |
Pricing |
$ $ $ | $ $ $ |
Types of Policies: |
||
Term Life |
✓ | ✓ |
Whole Life |
✓ | ✓ |
Universal Life |
✓ | ✗ |
Final Expense |
✓ | ✓ |
Ratings: |
||
A |
B++ |
|
| ✗ | ✗ | |
| ✗ | ✗ | |
| ✗ | ✗ | |
| ✗ | ✗ | |
Not Accredited |
Not Accredited |
|
1.16 |
1.2 |
|
IBUSA's Overall Score |
||
Company Review |
