Who has the better policy, Americo or American National?
Well, when comparing these two top no exam life insurance companies, it is important to understand that both have some unique policies that might be ideal in certain situations.
For example, American National is often the low priced leader for many term lengths.
Further, it also excels at providing various types of permanent life insurance coverage, such as Whole life and IULs.
Americo offers some of the top burial insurance plans, providing whole life policies, with guaranteed cash value growth, guaranteed fixed premiums and guaranteed death benefit.
Now this article won’t be able to tell you who the best company for you will be. The only way we can know that is to speak to you about your needs and goals.
However, you can get a very good idea of which company might be the right choice for you, starting with the company’s history and financial strength as shown in our comparison chart below.
|
|
|
|---|---|---|
| Comparing ⟶ | Americo | American National |
Year Founded |
1946 |
1905 |
Company Structure |
Private |
Stock |
Pricing |
$ $ $ | $ $ $ |
Types of Policies: |
||
Term Life |
✓ | ✓ |
Whole Life |
✓ | ✓ |
Universal Life |
✓ | ✓ |
Final Expense |
✓ | ✗ |
Ratings: |
||
A |
A |
|
| ✗ | A |
|
| ✗ | ✗ | |
| ✗ | ✗ | |
| ✗ | 79 |
|
Not Accredited |
Not Accredited |
|
1.16 |
1.2 |
|
IBUSA's Overall Score |
||
Company Review |
