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AIG vs. United Home Life

Written by Steven Gibbs | Updated on: July 14, 2020

by Jason Herring & Barry Brooksby
Licensed Agents & Life Insurance Experts.

Insurance and Estates, a strategic life insurance provider composed of life insurance professionals, is committed to integrity in our editorial standards and transparency in how we receive compensation from our insurance partners.

Categories: Compare Life Insurance Companies

United Home Life vs. AIG

In the world of final expense insurance, AIG and United Home Life offer great policies.

United Home Life offers burial insurance that requires answers to health questions, which is a good option for those in relatively good health.

AIG, on the other hand, offers a fantastic guaranteed issue insurance policy, that requires no health information at all.

Once you have assessed which policy is best you, it is important to also know a little bit about the company history and its financial ratings.

We created this comparison chart to compare AIG vs. United Home Life so that we can quickly help you decide which company will be best for you.


Comparing ⟶	American General (AIG)	United Home Life
Year Founded	1919	1948
Company Structure	Stock	Private
Pricing	$ $ $	$ $ $
Types of Policies:
Term Life	✓	✓
Whole Life	✓	✓
Universal Life	✓	✗
Final Expense	✓	✓
Ratings:
A.M. Best Rating	A	A-
S&P Rating	A+	✗
Moody's Rating	A2	✗
Fitch Rating	A+	✗
Comdex Rating	82	✗
BBB Rating	B-	A+
NAIC complaint Index	0.51	2.65
IBUSA's Overall Score
Company Review	AIG – American General’s review	United Home Life’s review

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