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AIG vs. Baltimore Life

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Baltimore Life vs. AIG

AIG and Baltimore Life both offer final expense whole life insurance. However, the policies they offer are going to be a lot different.

AIG focuses on guaranteed issue burial insurance policies, which are whole life policies that do not require a medical exam or any answers to health questions.

Baltimore Life offers a few different final expense policies, that ask medical questions. Your eligibility for their different burial insurance plans depends on how you answer the questions.

Now, either of these companies might be the best choice for you. Just know that there are more than a dozen companies that offer similar products.

Another thing to consider is company history and financial strength. You can compare both Baltimore Life vs AIG in the proceeding chart.

Comparing ⟶ American General (AIG) Baltimore Life

Year Founded

1919

1882

Company Structure

Stock

Mutual

Pricing

$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense

Ratings:

A.M. Best Rating

A

B++

S&P Rating

A+

Moody's Rating

A2

Fitch Rating

A+

Comdex Rating

82

BBB Rating

B-

Not Accredited

NAIC complaint Index

0.51

1.2

IBUSA's Overall Score

Company Review

AIG – American General’s review

Baltimore Life’s review

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