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AIG vs. Assurity

Written by Steven Gibbs | Updated on: July 15, 2020

by Jason Herring & Barry Brooksby
Licensed Agents & Life Insurance Experts.

Insurance and Estates, a strategic life insurance provider composed of life insurance professionals, is committed to integrity in our editorial standards and transparency in how we receive compensation from our insurance partners.

Categories: Compare Life Insurance Companies

Assurity vs. AIG

Both AIG and Assurity offer competitive life insurance policies of all shapes and sizes.

But usually if someone is comparing Assurity to AIG, it is because they are considering final expense or burial insurance.

Assurity offers a whole life burial insurance plan for seniors that is easy to qualify for. However, it does require that you answer some health questions.

AIG provides guaranteed issue whole life insurance that does not require any medical information.

So, which company will be best for you? It really comes down to your specific needs and goals.

Please check out our comparison chart directly below for each company’s history and financial strength.


Comparing ⟶	American General (AIG)	Assurity
Year Founded	1919	1964
Company Structure	Stock	Mutual
Pricing	$ $ $	$ $ $
Types of Policies:
Term Life	✓	✓
Whole Life	✓	✓
Universal Life	✓	✓
Final Expense	✓	✓
Ratings:
A.M. Best Rating	A	A-
S&P Rating	A+	✗
Moody’s Rating	A2	✗
Fitch Rating	A+	✗
Comdex Rating	82	✗
BBB Rating	B-	A+
NAIC complaint Index	0.51	0.67
IBUSA’s Overall Score
Company Review	AIG – American General’s review	Assurity’s review

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