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AIG vs. Americo

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Americo vs. AIG

If your search for the best final expense insurance has brought you here, then you are probably making a decision between the different burial policies offered by AIG and Americo.

Both AIG and Americo offer great final expense insurance policies, but there are features and benefits of each policy that are unique to each company.

For example, AIG offers a guaranteed acceptance life insurance policy that requires no medical exam or health quesitons.

Americo also offers some great final expense insurance but to qualify you will need to answer some health questions.

We here at I&E know that when it comes time to determine “which” burial life insurance policy is going to be the best for them there are usually three things that they’re going to want to know.

  • How financially strong is the company?
  • Any other types of life insurance offered?
  • And how much will the policy cost?

We created this quick reference chart for you comparing AIG vs. Americo so that we can quickly help you answer the first two questions.

Comparing ⟶ American General (AIG) Americo

Year Founded

1919

1946

Company Structure

Stock

Private

Pricing

$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense

Ratings:

A.M. Best Rating

A

A

S&P Rating

A+

Moody's Rating

A2

Fitch Rating

A+

Comdex Rating

82

BBB Rating

B-

Not Accredited

NAIC complaint Index

0.51

1.16

IBUSA's Overall Score

Company Review

AIG – American General’s review

Americo’s review

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