Are you considering between AIG and American National for life insurance?
Then you may find the following comparison chart quite helpful in making your final decision between these two top life insurance companies.
American National vs AIG
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|
---|---|---|
Comparing ⟶ | American General (AIG) | American National |
Year Founded |
1919 |
1905 |
Company Structure |
Stock |
Stock |
Pricing |
$ $ $ | $ $ $ |
Types of Policies: |
||
Term Life |
✓ | ✓ |
Whole Life |
✓ | ✓ |
Universal Life |
✓ | ✓ |
Final Expense |
✓ | ✗ |
Ratings: |
||
A |
A |
|
A+ |
A |
|
A2 |
✗ | |
A+ |
✗ | |
82 |
79 |
|
B- |
Not Accredited |
|
0.51 |
1.2 |
|
IBUSA's Overall Score |
||
Company Review |
Now as you can see…
Both AIG and American National are both highly rated life insurance companies.
The primary difference between the two companies is that each of them are going to have their own unique underwriting guidelines which will determine who they will and won’t insure.
These guidelines are…
Also going to play a major role in determining how much your life insurance will cost..
So, while each of these companies may be the right choice for many, it’s quite possible based on your unique situation that one or both of these companies may not be “right” for you!
The good news is…
That we here at I&E work with dozens of different life insurance companies so that when it comes time to determine which company is going to be the best for you, we don’t have to rely on just one or two different options.